{"id":299,"date":"2023-08-22T00:30:42","date_gmt":"2023-08-21T21:30:42","guid":{"rendered":"https:\/\/www.yclients.com\/journal\/?p=299"},"modified":"2024-04-25T12:40:43","modified_gmt":"2024-04-25T09:40:43","slug":"chto-takoe-ltv","status":"publish","type":"post","link":"https:\/\/www.yclients.com\/journal\/chto-takoe-ltv","title":{"rendered":"\u0427\u0442\u043e \u0442\u0430\u043a\u043e\u0435 LTV \u0438 \u043a\u0430\u043a \u044d\u0442\u0430 \u043c\u0435\u0442\u0440\u0438\u043a\u0430 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0442 \u0434\u043e\u0445\u043e\u0434\u044b \u0432\u0430\u0448\u0435\u0439 \u0441\u0442\u0443\u0434\u0438\u0438"},"content":{"rendered":"<!--allrecords--><div id=\"allrecords\" class=\"t-records\" data-hook=\"blocks-collection-content-node\" data-tilda-project-id=\"7699679\" data-tilda-page-id=\"31506941\" data-tilda-formskey=\"5fcb648dc495334467aa71e387699679\" data-tilda-cookie=\"no\" data-tilda-lazy=\"yes\" data-tilda-root-zone=\"com\" ><div id=\"rec509628079\" class=\"r t-rec t-rec_pt_30 t-rec_pt-res-480_45 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"128\" ><!-- T120 --><div class=\"t120\"><div class=\"t-container t-align_left\"><div class=\"t-col t-col_8 t-prefix_2\"><h1 class=\"t120__title t-heading t-heading_sm\" field=\"title\">\u0427\u0442\u043e \u0442\u0430\u043a\u043e\u0435 LTV \u0438 \u043a\u0430\u043a \u044d\u0442\u0430 \u043c\u0435\u0442\u0440\u0438\u043a\u0430 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0442 \u0434\u043e\u0445\u043e\u0434\u044b \u0432\u0430\u0448\u0435\u0439 \u0441\u0442\u0443\u0434\u0438\u0438<\/h1> <\/div><\/div><\/div><\/div><div id=\"rec509628084\" class=\"r t-rec t-rec_pt_0 t-rec_pb_0\" style=\"padding-top:0px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u0412 \u0432\u0430\u0448\u0443 \u0441\u0442\u0443\u0434\u0438\u044e \u0445\u043e\u0434\u044f\u0442 \u0434\u0432\u0435 \u0434\u0435\u0432\u0443\u0448\u043a\u0438. \u041e\u0434\u043d\u0430 \u043d\u0430\u0440\u0430\u0449\u0438\u0432\u0430\u0435\u0442 \u0440\u0435\u0441\u043d\u0438\u0446\u044b \u043a\u0430\u0436\u0434\u044b\u0439 \u043c\u0435\u0441\u044f\u0446, \u043f\u0435\u0440\u0438\u043e\u0434\u0438\u0447\u0435\u0441\u043a\u0438 \u043f\u043e\u043a\u0443\u043f\u0430\u0435\u0442 \u0443 \u0432\u0430\u0441 \u043a\u0440\u0435\u043c \u0434\u043b\u044f \u0432\u0435\u043a \u0438 \u0432\u0440\u0435\u043c\u044f \u043e\u0442 \u0432\u0440\u0435\u043c\u0435\u043d\u0438 \u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u043f\u043e\u043b\u043e\u0436\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043e\u0442\u0437\u044b\u0432\u044b \u043d\u0430 \u0441\u0430\u0439\u0442\u0430\u0445-\u043e\u0442\u0437\u043e\u0432\u0438\u043a\u0430\u0445 \u0438 \u0432 \u0441\u043e\u0446\u0441\u0435\u0442\u044f\u0445. \u0414\u0440\u0443\u0433\u0430\u044f \u0437\u0430\u0445\u043e\u0434\u0438\u0442 \u043d\u0430 \u043a\u043e\u0440\u0440\u0435\u043a\u0446\u0438\u044e \u0431\u0440\u043e\u0432\u0435\u0439 \u0442\u043e\u043b\u044c\u043a\u043e \u043f\u0435\u0440\u0435\u0434 \u043f\u0440\u0430\u0437\u0434\u043d\u0438\u043a\u0430\u043c\u0438. \u041e\u0447\u0435\u0432\u0438\u0434\u043d\u043e, \u0447\u0442\u043e \u043f\u0435\u0440\u0432\u0430\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u043a\u0430 \u043f\u0440\u0438\u043d\u043e\u0441\u0438\u0442 \u0432\u0430\u043c \u0431\u043e\u043b\u044c\u0448\u0435 \u0434\u0435\u043d\u0435\u0433, \u0430 \u043d\u0430\u0434 \u043b\u043e\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u044c\u044e \u0432\u0442\u043e\u0440\u043e\u0439 \u043d\u0430\u0434\u043e \u043f\u043e\u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c. <br \/><br \/> \u041f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044c LTV \u2014 lifetime value \u2014 \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0442\u0435\u043b\u044f\u043c \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u0442\u044c \u00ab\u0446\u0435\u043d\u043d\u043e\u0441\u0442\u044c\u00bb \u043a\u0430\u0436\u0434\u043e\u0433\u043e \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0438 \u043f\u043e\u043d\u0438\u043c\u0430\u0442\u044c, \u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0434\u0435\u043d\u0435\u0433 \u043f\u0440\u0438\u043d\u043e\u0441\u0438\u0442 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u044b\u0439 \u0433\u043e\u0441\u0442\u044c. \u0412 \u0441\u0442\u0430\u0442\u044c\u0435 \u0440\u0430\u0437\u0431\u0438\u0440\u0430\u0435\u043c\u0441\u044f, \u043f\u043e\u0447\u0435\u043c\u0443 \u044d\u0442\u0430 \u043c\u0435\u0442\u0440\u0438\u043a\u0430 \u0441\u0447\u0438\u0442\u0430\u0435\u0442\u0441\u044f \u043e\u0434\u043d\u043e\u0439 \u0438\u0437 \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u0445 \u0432 \u043c\u0430\u0440\u043a\u0435\u0442\u0438\u043d\u0433\u0435, \u0438\u0449\u0435\u043c \u0438\u0434\u0435\u0430\u043b\u044c\u043d\u0443\u044e \u0444\u043e\u0440\u043c\u0443\u043b\u0443 \u0440\u0430\u0441\u0447\u0435\u0442\u0430 LTV \u0438 \u043d\u0430 \u043f\u0440\u0438\u043c\u0435\u0440\u0435 \u0431\u0430\u0440\u0431\u0435\u0440\u0448\u043e\u043f\u0430 BORODACH \u0443\u0437\u043d\u0430\u0435\u043c, \u043a\u0430\u043a \u0430\u043d\u0430\u043b\u0438\u0437 \u044d\u0442\u043e\u0433\u043e \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 <strong>\u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0432\u0430\u0442\u044c \u0441\u0440\u0435\u0434\u043d\u0438\u0439 \u0447\u0435\u043a \u043d\u0430 50%<\/strong>.<br \/><\/div><\/div><\/div><\/div><style> #rec509628084 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec509629370\" class=\"r t-rec t-rec_pt_45 t-rec_pt-res-480_30 t-rec_pb_15 t-rec_pb-res-480_0\" style=\"padding-top:45px;padding-bottom:15px; \" data-record-type=\"128\" ><!-- T120 --><div class=\"t120\"><div class=\"t-container t-align_left\"><div class=\"t-col t-col_8 t-prefix_2\"><h1 class=\"t120__title t-heading t-heading_sm\" field=\"title\">\u0414\u043b\u044f \u0447\u0435\u0433\u043e \u0432\u043e\u043e\u0431\u0449\u0435 \u0432\u0430\u043c \u0437\u043d\u0430\u0442\u044c LTV?<\/h1> <\/div><\/div><\/div><\/div><div id=\"rec509628086\" class=\"r t-rec t-rec_pt_0 t-rec_pb_0\" style=\"padding-top:0px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u042d\u0442\u0430 \u043c\u0435\u0442\u0440\u0438\u043a\u0430 \u043f\u043e\u043a\u0430\u0437\u044b\u0432\u0430\u0435\u0442, \u043d\u0430\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e \u0432\u044b \u043f\u0440\u0438\u0432\u043b\u0435\u043a\u0430\u0435\u0442\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0438 \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0438\u0442\u044c \u0433\u0440\u0443\u043f\u043f\u0443 \u043b\u044e\u0434\u0435\u0439, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u0440\u0438\u043d\u043e\u0441\u044f\u0442 \u0432\u0430\u043c \u0431\u043e\u043b\u044c\u0448\u0435 \u043f\u0440\u0438\u0431\u044b\u043b\u0438. \u0418 \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e:<\/div><\/div><\/div><\/div><style> #rec509628086 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512508007\" class=\"r t-rec t-rec_pt_30 t-rec_pb_30\" style=\"padding-top:30px;padding-bottom:30px; \" data-record-type=\"512\" ><!-- t512 --><div class=\"t512\"><ul role=\"list\" class=\"t512__container t-container\"><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1476961779840\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6237-6133-4163-a462-616134636335__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6237-6133-4163-a462-616134636335__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6237-6133-4163-a462-616134636335__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1476961779840\"><strong>LTV \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 \u0440\u0430\u0441\u0441\u0447\u0438\u0442\u0430\u0442\u044c \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u0443\u044e \u043f\u0440\u0438\u0431\u044b\u043b\u044c \u043e\u0442 \u0440\u0435\u043a\u043b\u0430\u043c\u043d\u043e\u0439 \u043a\u0430\u043c\u043f\u0430\u043d\u0438\u0438. <\/strong>\u0422\u0430\u043a \u0432\u044b \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0438\u0442\u0435, \u043d\u0430\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0446\u0435\u043b\u0435\u0441\u043e\u043e\u0431\u0440\u0430\u0437\u043d\u043e \u0437\u0430\u043a\u0430\u0437\u044b\u0432\u0430\u0442\u044c \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044e, \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0443 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u043e\u0433\u043e \u0431\u043b\u043e\u0433\u0435\u0440\u0430. \u041f\u043e\u0441\u043b\u0435 \u0440\u0435\u043a\u043b\u0430\u043c\u044b \u043a \u0432\u0430\u043c \u043f\u0440\u0438\u0448\u043b\u0438 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u043f\u043e\u0441\u0435\u0442\u0438\u0442\u0435\u043b\u0435\u0439. \u041d\u0430 \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u0435\u043d\u0438\u0435 \u043a\u0430\u0436\u0434\u043e\u0433\u043e \u0438\u0437 \u043d\u0438\u0445 \u0432\u044b \u043f\u043e\u0442\u0440\u0430\u0442\u0438\u043b\u0438 3 000 \u20bd, \u0430 \u0441\u0440\u0435\u0434\u043d\u0438\u0439 \u0434\u043e\u0445\u043e\u0434 \u043e\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0432 \u043c\u0435\u0441\u044f\u0446 \u0443 \u0432\u0430\u0441 \u2014 2 000 \u20bd. \u041f\u043e\u043b\u0443\u0447\u0430\u0435\u0442\u0441\u044f, \u0440\u0435\u043a\u043b\u0430\u043c\u0430 \u043e\u043a\u0430\u0437\u0430\u043b\u0430\u0441\u044c \u043d\u0435\u0443\u0441\u043f\u0435\u0448\u043d\u043e\u0439 \u2014 \u0437\u043d\u0430\u0447\u0438\u0442, \u043e\u0442 \u0442\u0430\u043a\u043e\u0433\u043e \u0444\u043e\u0440\u043c\u0430\u0442\u0430 \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u0435\u043d\u0438\u044f \u0430\u0443\u0434\u0438\u0442\u043e\u0440\u0438\u0438 \u043b\u0443\u0447\u0448\u0435 \u043e\u0442\u043a\u0430\u0437\u0430\u0442\u044c\u0441\u044f, \u0441\u0442\u043e\u0438\u0442 \u043f\u043e\u0438\u0441\u043a\u0430\u0442\u044c \u0434\u0440\u0443\u0433\u0438\u0435 \u043a\u0430\u043d\u0430\u043b\u044b \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u0435\u043d\u0438\u044f.<br \/><\/div><\/div><\/li><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1476961806716\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6463-3964-4662-b530-633333663738__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6463-3964-4662-b530-633333663738__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6463-3964-4662-b530-633333663738__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1476961806716\"><strong>\u0411\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f LTV \u0432\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u043e\u0437\u0434\u0430\u0442\u044c \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0443 \u043b\u043e\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0438 <\/strong>\u0438 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0438\u0442\u044c \u0441\u0430\u043c\u044b\u0435 \u0432\u044b\u0433\u043e\u0434\u043d\u044b\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0438 \u0441\u043a\u0438\u0434\u043a\u0438 \u0442\u0435\u043c, \u043a\u0442\u043e \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442 \u043a \u0432\u0430\u043c \u0447\u0430\u0449\u0435 \u0438 \u0442\u0440\u0430\u0442\u0438\u0442 \u0431\u043e\u043b\u044c\u0448\u0435.<\/div><\/div><\/li><\/ul><\/div><\/div><div id=\"rec512288881\" class=\"r t-rec t-rec_pt_60 t-rec_pt-res-480_30 t-rec_pb_0 t-rec_pb-res-480_0\" style=\"padding-top:60px;padding-bottom:0px; \" data-animationappear=\"off\" data-record-type=\"396\" ><!-- T396 --><style>#rec512288881 .t396__artboard {height: 133px; background-color: #ffffff; }#rec512288881 .t396__filter {height: 133px; }#rec512288881 .t396__carrier{height: 133px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512288881 .t396__artboard,#rec512288881 .t396__filter,#rec512288881 .t396__carrier {}#rec512288881 .t396__filter {}#rec512288881 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512288881 .t396__artboard,#rec512288881 .t396__filter,#rec512288881 .t396__carrier {}#rec512288881 .t396__filter {}#rec512288881 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512288881 .t396__artboard,#rec512288881 .t396__filter,#rec512288881 .t396__carrier {height: 137px;}#rec512288881 .t396__artboard {background-color:#ffffff;}#rec512288881 .t396__filter { }#rec512288881 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512288881 .t396__artboard,#rec512288881 .t396__filter,#rec512288881 .t396__carrier {height: 96px;}#rec512288881 .t396__filter {}#rec512288881 .t396__carrier {background-attachment: scroll;}} #rec512288881 .tn-elem[data-elem-id=\"1642769175007\"] { z-index: 5; top: 3px;left: calc(50% - 600px + 231px);width: 130px;height:130px;}#rec512288881 .tn-elem[data-elem-id=\"1642769175007\"] .tn-atom {border-radius: 3000px; background-color: #c4c4c4; background-position: center center;background-size: cover;background-repeat: no-repeat;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175007\"] {top: 3px;left: calc(50% - 480px + 182px);}}@media screen and (max-width: 959px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175007\"] {top: 3px;left: calc(50% - 320px + 12px);}}@media screen and (max-width: 639px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175007\"] {top: 19px;left: calc(50% - 240px + 12px);width: 100px;height: 100px;}}@media screen and (max-width: 479px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175007\"] {top: 10px;left: calc(50% - 160px + 5px);width: 77px;height: 77px;}} #rec512288881 .tn-elem[data-elem-id=\"1642769477971\"] { z-index: 8; top: 99px;left: calc(50% - 600px + 389px);width: 395px;height:1px;}#rec512288881 .tn-elem[data-elem-id=\"1642769477971\"] .tn-atom { background-color: #e0e0e0; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512288881 .tn-elem[data-elem-id=\"1642769477971\"] {top: 99px;left: calc(50% - 480px + 340px);}}@media screen and (max-width: 959px) {#rec512288881 .tn-elem[data-elem-id=\"1642769477971\"] {top: 99px;left: calc(50% - 320px + 170px);}}@media screen and (max-width: 639px) {#rec512288881 .tn-elem[data-elem-id=\"1642769477971\"] {top: 117px;left: calc(50% - 240px + 129px);width: 260px;}}@media screen and (max-width: 479px) {#rec512288881 .tn-elem[data-elem-id=\"1642769477971\"] {top: 95px;left: calc(50% - 160px + 122px);width: 200px;}} #rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] { color: #000000; text-align: LEFT; z-index: 7; top: 67px;left: calc(50% - 600px + 388px);width: 500px;}#rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { color: #000000; font-size: 16px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.60; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] {top: 67px;left: calc(50% - 480px + 339px);}}@media screen and (max-width: 959px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] {top: 67px;left: calc(50% - 320px + 169px);}}@media screen and (max-width: 639px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] {top: 64px;left: calc(50% - 240px + 129px);width: 281px;}#rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { font-size: 15px; }}@media screen and (max-width: 479px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] {top: 40px;left: calc(50% - 160px + 121px);width: 224px;}#rec512288881 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { line-height: 1.4; }} #rec512288881 .tn-elem[data-elem-id=\"1642769175014\"] { color: #000000; text-align: LEFT; z-index: 6; top: 32px;left: calc(50% - 600px + 388px);width: 341px;}#rec512288881 .tn-elem[data-elem-id=\"1642769175014\"] .tn-atom { color: #000000; font-size: 22px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.60; font-weight: 600; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175014\"] {top: 32px;left: calc(50% - 480px + 339px);}}@media screen and (max-width: 959px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175014\"] {top: 32px;left: calc(50% - 320px + 169px);}}@media screen and (max-width: 639px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175014\"] {top: 35px;left: calc(50% - 240px + 129px);}#rec512288881 .tn-elem[data-elem-id=\"1642769175014\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512288881 .tn-elem[data-elem-id=\"1642769175014\"] {top: 11px;left: calc(50% - 160px + 121px);}}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512288881\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"133\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-height-res-320=\"96\" data-artboard-height-res-480=\"137\" data-artboard-upscale-res-480=\"grid\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512288881\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512288881\"><\/div><div class='t396__elem tn-elem tn-elem__5122888811642769175007' data-elem-id='1642769175007' data-elem-type='shape' data-field-top-value=\"3\" data-field-left-value=\"231\" data-field-height-value=\"130\" data-field-width-value=\"130\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"px\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"10\" data-field-left-res-320-value=\"5\" data-field-height-res-320-value=\"77\" data-field-width-res-320-value=\"77\" data-field-container-res-320-value=\"window\" data-field-leftunits-res-320-value=\"%\" data-field-top-res-480-value=\"19\" data-field-left-res-480-value=\"12\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"100\" data-field-top-res-640-value=\"3\" data-field-left-res-640-value=\"12\" data-field-top-res-960-value=\"3\" data-field-left-res-960-value=\"182\" \n><div class='tn-atom t-bgimg' data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3931-6261-4338-b736-653439653766__telegram-cloud-photo.jpg\"\n><\/div><\/div><div class='t396__elem tn-elem tn-elem__5122888811642769477971' data-elem-id='1642769477971' data-elem-type='shape' data-field-top-value=\"99\" data-field-left-value=\"389\" data-field-height-value=\"1\" data-field-width-value=\"395\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"px\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"95\" data-field-left-res-320-value=\"122\" data-field-width-res-320-value=\"200\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"117\" data-field-left-res-480-value=\"129\" data-field-width-res-480-value=\"260\" data-field-top-res-640-value=\"99\" data-field-left-res-640-value=\"170\" data-field-top-res-960-value=\"99\" data-field-left-res-960-value=\"340\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5122888811642769175017' data-elem-id='1642769175017' data-elem-type='text' data-field-top-value=\"67\" data-field-left-value=\"388\" data-field-width-value=\"500\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"40\" data-field-left-res-320-value=\"121\" data-field-width-res-320-value=\"224\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"64\" data-field-left-res-480-value=\"129\" data-field-width-res-480-value=\"281\" data-field-top-res-640-value=\"67\" data-field-left-res-640-value=\"169\" data-field-top-res-960-value=\"67\" data-field-left-res-960-value=\"339\" \n><div class='tn-atom'field='tn_text_1642769175017'>\u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u043f\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044e \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u0441\u043a\u043e\u0439 \u0441\u0435\u0442\u0438 BORODACH<\/div> <\/div><div class='t396__elem tn-elem tn-elem__5122888811642769175014' data-elem-id='1642769175014' data-elem-type='text' data-field-top-value=\"32\" data-field-left-value=\"388\" data-field-width-value=\"341\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"11\" data-field-left-res-320-value=\"121\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"35\" data-field-left-res-480-value=\"129\" data-field-top-res-640-value=\"32\" data-field-left-res-640-value=\"169\" data-field-top-res-960-value=\"32\" data-field-left-res-960-value=\"339\" \n><div class='tn-atom'field='tn_text_1642769175014'>\u041f\u0430\u0432\u0435\u043b \u041d\u0438\u043a\u043e\u043b\u044c\u0441\u043a\u0438\u0439<\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512288881');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512479776\" class=\"r t-rec t-rec_pt_15 t-rec_pt-res-480_15 t-rec_pb_0 t-rec_pb-res-480_0\" style=\"padding-top:15px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \"><em>\u0410\u043d\u0430\u043b\u0438\u0437 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f LTV \u0434\u0430\u0435\u0442 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0441\u0440\u0430\u0432\u043d\u0438\u0442\u044c \u0441\u0435\u0431\u044f \u0441 \u0434\u0440\u0443\u0433\u0438\u043c\u0438 \u0438\u0433\u0440\u043e\u043a\u0430\u043c\u0438 \u0440\u044b\u043d\u043a\u0430, \u043f\u043e\u043d\u044f\u0442\u044c, \u043d\u0430\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0431\u0438\u0437\u043d\u0435\u0441 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u0435\u043d. \u041c\u044b \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u043c \u043f\u043e \u0446\u0438\u043a\u043b\u0443 PDCA: \u0432\u044b\u0434\u0432\u0438\u0433\u0430\u0435\u043c \u0433\u0438\u043f\u043e\u0442\u0435\u0437\u044b \u0438 \u0441\u043e\u0437\u0434\u0430\u0435\u043c \u043f\u043b\u0430\u043d\u044b, \u0437\u0430\u0442\u0435\u043c \u0432\u043d\u0435\u0434\u0440\u044f\u0435\u043c \u0438\u0445 \u0432 \u0440\u0430\u0431\u043e\u0442\u0443, \u043f\u043e\u0441\u043b\u0435 \u043f\u0440\u043e\u0432\u0435\u0440\u044f\u0435\u043c \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u0438, \u0435\u0441\u043b\u0438 \u043d\u0443\u0436\u043d\u043e, \u0432\u043d\u043e\u0441\u0438\u043c \u043a\u043e\u0440\u0440\u0435\u043a\u0442\u0438\u0440\u043e\u0432\u043a\u0438. \u0418\u0437\u0443\u0447\u0435\u043d\u0438\u0435 LTV \u2014 \u044d\u0442\u043e \u043e\u0434\u0438\u043d \u0438\u0437 \u044d\u0442\u0430\u043f\u043e\u0432 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438. \u041e\u043f\u044b\u0442 \u043d\u0430\u0448\u0435\u0439 \u0441\u0435\u0442\u0438 \u043f\u043e\u043a\u0430\u0437\u0430\u043b: \u0440\u0430\u0431\u043e\u0442\u0430 \u0441 \u0446\u0438\u043a\u043b\u0430\u043c\u0438 PDCA, \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0432\u043b\u0430\u0434\u0435\u043b\u0435\u0446 \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0435\u0442 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u044b\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u044f, \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043f\u0435\u0440\u0432\u044b\u0445 \u0442\u0440\u0435\u0445 \u043c\u0435\u0441\u044f\u0446\u0435\u0432 <strong data-redactor-tag=\"strong\">\u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0432\u0430\u0435\u0442 \u0432\u044b\u0440\u0443\u0447\u043a\u0443 \u043d\u0430 20-50%, \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u044b\u0439 \u0442\u0440\u0430\u0444\u0438\u043a \u2014 \u043d\u0430 10-20%, \u0441\u0440\u0435\u0434\u043d\u0438\u0439 \u0447\u0435\u043a \u2014 \u043d\u0430 20-50%<\/strong>.<\/em> <br \/><\/div><\/div><\/div><\/div><style> #rec512479776 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec509628088\" class=\"r t-rec t-rec_pt_45 t-rec_pt-res-480_30 t-rec_pb_15 t-rec_pb-res-480_0\" style=\"padding-top:45px;padding-bottom:15px; \" data-record-type=\"128\" ><!-- T120 --><div class=\"t120\"><div class=\"t-container t-align_left\"><div class=\"t-col t-col_8 t-prefix_2\"><h1 class=\"t120__title t-heading t-heading_sm\" field=\"title\">\u041a\u0430\u043a \u0440\u0430\u0441\u0441\u0447\u0438\u0442\u044b\u0432\u0430\u0435\u0442\u0441\u044f LTV?<\/h1> <\/div><\/div><\/div><\/div><div id=\"rec509628089\" class=\"r t-rec t-rec_pt_0 t-rec_pb_0\" style=\"padding-top:0px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u0424\u043e\u0440\u043c\u0443\u043b \u043c\u043d\u043e\u0433\u043e, \u043d\u043e \u043c\u044b \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c \u0434\u0432\u0435 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0445: \u043e\u0447\u0435\u043d\u044c \u043f\u0440\u043e\u0441\u0442\u0443\u044e, \u0434\u043b\u044f \u043a\u043e\u0442\u043e\u0440\u043e\u0439 \u043d\u0443\u0436\u043d\u044b \u0432\u0441\u0435\u0433\u043e \u0434\u0432\u0430 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f, \u0438 \u043f\u043e\u0441\u043b\u043e\u0436\u043d\u0435\u0435, \u043d\u043e \u0442\u043e\u0447\u043d\u0435\u0435 \u2014 \u0443\u0436\u0435 \u0441 \u0442\u0440\u0435\u043c\u044f \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f\u043c\u0438.<br \/><\/div><\/div><\/div><\/div><style> #rec509628089 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512472028\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"396\" ><!-- T396 --><style>#rec512472028 .t396__artboard {height: 67px; background-color: #ffffff; overflow: visible;}#rec512472028 .t396__filter {height: 67px; }#rec512472028 .t396__carrier{height: 67px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512472028 .t396__artboard,#rec512472028 .t396__filter,#rec512472028 .t396__carrier {height: 64px;}#rec512472028 .t396__filter {}#rec512472028 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512472028 .t396__artboard,#rec512472028 .t396__filter,#rec512472028 .t396__carrier {height: 88px;}#rec512472028 .t396__filter {}#rec512472028 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512472028 .t396__artboard,#rec512472028 .t396__filter,#rec512472028 .t396__carrier {height: 94px;}#rec512472028 .t396__artboard {background-color:#ffffff;}#rec512472028 .t396__filter { }#rec512472028 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512472028 .t396__artboard,#rec512472028 .t396__filter,#rec512472028 .t396__carrier {height: 112px;}#rec512472028 .t396__filter {}#rec512472028 .t396__carrier {background-attachment: scroll;}} #rec512472028 .tn-elem[data-elem-id=\"1494849549417\"] { z-index: 1; top: 0px;left: calc(50% - 600px + 220px);width: 760px;height:100%;}#rec512472028 .tn-elem[data-elem-id=\"1494849549417\"] .tn-atom {border-radius: 16px; background-color: #f0f3f8; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512472028 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 480px + 170px);width: 700px;height: 100%;}}@media screen and (max-width: 959px) {#rec512472028 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 320px + 10px);width: 620px;height: 100%;}}@media screen and (max-width: 639px) {#rec512472028 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 240px + 10px);width: 460px;height: 100%;}}@media screen and (max-width: 479px) {#rec512472028 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 160px + 0px);width: 94%;height: 100%;}} #rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] { color: #222222; z-index: 3; top: 20px;left: calc(50% - 600px + 281px);width: 641px;}#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { color: #222222; font-size: 18px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.5; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 480px + 223px);width: 562px;}#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 16px; line-height: 1.5; }}@media screen and (max-width: 959px) {#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 320px + 70px);width: 499px;}}@media screen and (max-width: 639px) {#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 240px + 34px);width: 430px;}#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 160px + 0px);width: 280px;}#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] {text-align: center;}#rec512472028 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; line-height: 1.35; }}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512472028\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"67\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-ovrflw=\"visible\" data-artboard-height-res-320=\"112\" data-artboard-height-res-480=\"94\" data-artboard-upscale-res-480=\"grid\" data-artboard-height-res-640=\"88\" data-artboard-height-res-960=\"64\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512472028\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512472028\"><\/div><div class='t396__elem tn-elem tn-elem__5124720281494849549417' data-elem-id='1494849549417' data-elem-type='shape' data-field-top-value=\"0\" data-field-left-value=\"220\" data-field-height-value=\"100\" data-field-width-value=\"760\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"%\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"0\" data-field-left-res-320-value=\"0\" data-field-height-res-320-value=\"100\" data-field-width-res-320-value=\"94\" data-field-axisx-res-320-value=\"center\" data-field-container-res-320-value=\"window\" data-field-widthunits-res-320-value=\"%\" data-field-top-res-480-value=\"0\" data-field-left-res-480-value=\"10\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"460\" data-field-top-res-640-value=\"0\" data-field-left-res-640-value=\"10\" data-field-height-res-640-value=\"100\" data-field-width-res-640-value=\"620\" data-field-heightunits-res-640-value=\"%\" data-field-top-res-960-value=\"0\" data-field-left-res-960-value=\"170\" data-field-height-res-960-value=\"100\" data-field-width-res-960-value=\"700\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5124720281494849582735' data-elem-id='1494849582735' data-elem-type='text' data-field-top-value=\"20\" data-field-left-value=\"281\" data-field-width-value=\"641\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"20\" data-field-left-res-320-value=\"0\" data-field-width-res-320-value=\"280\" data-field-axisx-res-320-value=\"center\" data-field-top-res-480-value=\"20\" data-field-left-res-480-value=\"34\" data-field-width-res-480-value=\"430\" data-field-top-res-640-value=\"20\" data-field-left-res-640-value=\"70\" data-field-width-res-640-value=\"499\" data-field-top-res-960-value=\"20\" data-field-left-res-960-value=\"223\" data-field-width-res-960-value=\"562\" \n><div class='tn-atom'field='tn_text_1494849582735'><em>LTV = \u0434\u043e\u0445\u043e\u0434 \u043e\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u2013 \u0437\u0430\u0442\u0440\u0430\u0442\u044b \u043d\u0430 \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u0435\u043d\u0438\u0435 \u0438 \u0443\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u0430<\/em><\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512472028');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512302006\" class=\"r t-rec t-rec_pt_60 t-rec_pt-res-480_30 t-rec_pb_0 t-rec_pb-res-480_0\" style=\"padding-top:60px;padding-bottom:0px; \" data-animationappear=\"off\" data-record-type=\"396\" ><!-- T396 --><style>#rec512302006 .t396__artboard {height: 133px; background-color: #ffffff; }#rec512302006 .t396__filter {height: 133px; }#rec512302006 .t396__carrier{height: 133px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512302006 .t396__artboard,#rec512302006 .t396__filter,#rec512302006 .t396__carrier {}#rec512302006 .t396__filter {}#rec512302006 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512302006 .t396__artboard,#rec512302006 .t396__filter,#rec512302006 .t396__carrier {}#rec512302006 .t396__filter {}#rec512302006 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512302006 .t396__artboard,#rec512302006 .t396__filter,#rec512302006 .t396__carrier {height: 137px;}#rec512302006 .t396__artboard {background-color:#ffffff;}#rec512302006 .t396__filter { }#rec512302006 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512302006 .t396__artboard,#rec512302006 .t396__filter,#rec512302006 .t396__carrier {height: 96px;}#rec512302006 .t396__filter {}#rec512302006 .t396__carrier {background-attachment: scroll;}} #rec512302006 .tn-elem[data-elem-id=\"1642769175007\"] { z-index: 5; top: 3px;left: calc(50% - 600px + 231px);width: 130px;height:130px;}#rec512302006 .tn-elem[data-elem-id=\"1642769175007\"] .tn-atom {border-radius: 3000px; background-color: #c4c4c4; background-position: center center;background-size: cover;background-repeat: no-repeat;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175007\"] {top: 3px;left: calc(50% - 480px + 182px);}}@media screen and (max-width: 959px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175007\"] {top: 3px;left: calc(50% - 320px + 12px);}}@media screen and (max-width: 639px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175007\"] {top: 19px;left: calc(50% - 240px + 12px);width: 100px;height: 100px;}}@media screen and (max-width: 479px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175007\"] {top: 10px;left: calc(50% - 160px + 5px);width: 77px;height: 77px;}} #rec512302006 .tn-elem[data-elem-id=\"1642769477971\"] { z-index: 8; top: 99px;left: calc(50% - 600px + 389px);width: 395px;height:1px;}#rec512302006 .tn-elem[data-elem-id=\"1642769477971\"] .tn-atom { background-color: #e0e0e0; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512302006 .tn-elem[data-elem-id=\"1642769477971\"] {top: 99px;left: calc(50% - 480px + 340px);}}@media screen and (max-width: 959px) {#rec512302006 .tn-elem[data-elem-id=\"1642769477971\"] {top: 99px;left: calc(50% - 320px + 170px);}}@media screen and (max-width: 639px) {#rec512302006 .tn-elem[data-elem-id=\"1642769477971\"] {top: 91px;left: calc(50% - 240px + 129px);width: 260px;}}@media screen and (max-width: 479px) {#rec512302006 .tn-elem[data-elem-id=\"1642769477971\"] {top: 85px;left: calc(50% - 160px + 122px);width: 200px;}} #rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] { color: #000000; text-align: LEFT; z-index: 7; top: 67px;left: calc(50% - 600px + 388px);width: 500px;}#rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { color: #000000; font-size: 16px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.60; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] {top: 67px;left: calc(50% - 480px + 339px);}}@media screen and (max-width: 959px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] {top: 67px;left: calc(50% - 320px + 169px);}}@media screen and (max-width: 639px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] {top: 64px;left: calc(50% - 240px + 129px);width: 281px;}#rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { font-size: 15px; }}@media screen and (max-width: 479px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] {top: 50px;left: calc(50% - 160px + 121px);width: 189px;}#rec512302006 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { line-height: 1.4; }} #rec512302006 .tn-elem[data-elem-id=\"1642769175014\"] { color: #000000; text-align: LEFT; z-index: 6; top: 32px;left: calc(50% - 600px + 388px);width: 341px;}#rec512302006 .tn-elem[data-elem-id=\"1642769175014\"] .tn-atom { color: #000000; font-size: 22px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.60; font-weight: 600; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175014\"] {top: 32px;left: calc(50% - 480px + 339px);}}@media screen and (max-width: 959px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175014\"] {top: 32px;left: calc(50% - 320px + 169px);}}@media screen and (max-width: 639px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175014\"] {top: 35px;left: calc(50% - 240px + 129px);}#rec512302006 .tn-elem[data-elem-id=\"1642769175014\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512302006 .tn-elem[data-elem-id=\"1642769175014\"] {top: 21px;left: calc(50% - 160px + 121px);}}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512302006\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"133\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-height-res-320=\"96\" data-artboard-height-res-480=\"137\" data-artboard-upscale-res-480=\"grid\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512302006\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512302006\"><\/div><div class='t396__elem tn-elem tn-elem__5123020061642769175007' data-elem-id='1642769175007' data-elem-type='shape' data-field-top-value=\"3\" data-field-left-value=\"231\" data-field-height-value=\"130\" data-field-width-value=\"130\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"px\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"10\" data-field-left-res-320-value=\"5\" data-field-height-res-320-value=\"77\" data-field-width-res-320-value=\"77\" data-field-container-res-320-value=\"window\" data-field-leftunits-res-320-value=\"%\" data-field-top-res-480-value=\"19\" data-field-left-res-480-value=\"12\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"100\" data-field-top-res-640-value=\"3\" data-field-left-res-640-value=\"12\" data-field-top-res-960-value=\"3\" data-field-left-res-960-value=\"182\" \n><div class='tn-atom t-bgimg' data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3563-6632-4364-a630-623030326230__image.png\"\n><\/div><\/div><div class='t396__elem tn-elem tn-elem__5123020061642769477971' data-elem-id='1642769477971' data-elem-type='shape' data-field-top-value=\"99\" data-field-left-value=\"389\" data-field-height-value=\"1\" data-field-width-value=\"395\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"px\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"85\" data-field-left-res-320-value=\"122\" data-field-width-res-320-value=\"200\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"91\" data-field-left-res-480-value=\"129\" data-field-width-res-480-value=\"260\" data-field-top-res-640-value=\"99\" data-field-left-res-640-value=\"170\" data-field-top-res-960-value=\"99\" data-field-left-res-960-value=\"340\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5123020061642769175017' data-elem-id='1642769175017' data-elem-type='text' data-field-top-value=\"67\" data-field-left-value=\"388\" data-field-width-value=\"500\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"50\" data-field-left-res-320-value=\"121\" data-field-width-res-320-value=\"189\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"64\" data-field-left-res-480-value=\"129\" data-field-width-res-480-value=\"281\" data-field-top-res-640-value=\"67\" data-field-left-res-640-value=\"169\" data-field-top-res-960-value=\"67\" data-field-left-res-960-value=\"339\" \n><div class='tn-atom'field='tn_text_1642769175017'>\u043c\u0430\u0440\u043a\u0435\u0442\u043e\u043b\u043e\u0433 YCLIENTS<\/div> <\/div><div class='t396__elem tn-elem tn-elem__5123020061642769175014' data-elem-id='1642769175014' data-elem-type='text' data-field-top-value=\"32\" data-field-left-value=\"388\" data-field-width-value=\"341\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"21\" data-field-left-res-320-value=\"121\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"35\" data-field-left-res-480-value=\"129\" data-field-top-res-640-value=\"32\" data-field-left-res-640-value=\"169\" data-field-top-res-960-value=\"32\" data-field-left-res-960-value=\"339\" \n><div class='tn-atom'field='tn_text_1642769175014'>\u0422\u0430\u0442\u044c\u044f\u043d\u0430 \u0412\u0430\u0441\u0438\u043b\u044c\u0435\u0432\u0430<\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512302006');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512480027\" class=\"r t-rec t-rec_pt_15 t-rec_pt-res-480_15 t-rec_pb_0 t-rec_pb-res-480_0\" style=\"padding-top:15px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \"><em><em data-redactor-tag=\"em\">\u041e\u0441\u043d\u043e\u0432\u043d\u043e\u0439 \u043c\u0438\u043d\u0443\u0441 \u044d\u0442\u043e\u0439 \u0444\u043e\u0440\u043c\u0443\u043b\u044b \u2014 \u043d\u0435\u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u0430\u044f \u0442\u043e\u0447\u043d\u043e\u0441\u0442\u044c: \u043e\u043d\u0430 \u043d\u0435 \u0443\u0447\u0438\u0442\u044b\u0432\u0430\u0435\u0442 \u043c\u043d\u043e\u0436\u0435\u0441\u0442\u0432\u043e \u0432\u0430\u0436\u043d\u044b\u0445 \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u0432. \u0412\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u0431\u0440\u0430\u0442\u044c \u0434\u0430\u043d\u043d\u044b\u0435 \u0437\u0430 \u0440\u0430\u0437\u043d\u044b\u0439 \u043f\u0435\u0440\u0438\u043e\u0434. \u0420\u0430\u0441\u0441\u0447\u0438\u0442\u0430\u0435\u0442\u0435 \u0434\u043e\u0445\u043e\u0434\u044b \u0438 \u0437\u0430\u0442\u0440\u0430\u0442\u044b \u0437\u0430 \u043c\u0435\u0441\u044f\u0446, \u043f\u043e\u043b\u0433\u043e\u0434\u0430 \u0438\u043b\u0438 \u0433\u043e\u0434 \u2014 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u0435 \u0442\u0440\u0438 \u0440\u0430\u0437\u043d\u044b\u0445 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0430.<\/em><\/em><br \/><\/div><\/div><\/div><\/div><style> #rec512480027 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512473042\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u041e\u043f\u0442\u0438\u043c\u0430\u043b\u044c\u043d\u0430\u044f \u0444\u043e\u0440\u043c\u0443\u043b\u0430 \u0440\u0430\u0441\u0447\u0435\u0442\u0430 LTV \u0432\u044b\u0433\u043b\u044f\u0434\u0438\u0442 \u0442\u0430\u043a:<br \/><\/div><\/div><\/div><\/div><style> #rec512473042 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512473383\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"396\" ><!-- T396 --><style>#rec512473383 .t396__artboard {height: 94px; background-color: #ffffff; overflow: visible;}#rec512473383 .t396__filter {height: 94px; }#rec512473383 .t396__carrier{height: 94px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512473383 .t396__artboard,#rec512473383 .t396__filter,#rec512473383 .t396__carrier {height: 88px;}#rec512473383 .t396__filter {}#rec512473383 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512473383 .t396__artboard,#rec512473383 .t396__filter,#rec512473383 .t396__carrier {height: 88px;}#rec512473383 .t396__filter {}#rec512473383 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512473383 .t396__artboard,#rec512473383 .t396__filter,#rec512473383 .t396__carrier {height: 94px;}#rec512473383 .t396__artboard {background-color:#ffffff;}#rec512473383 .t396__filter { }#rec512473383 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512473383 .t396__artboard,#rec512473383 .t396__filter,#rec512473383 .t396__carrier {height: 136px;}#rec512473383 .t396__filter {}#rec512473383 .t396__carrier {background-attachment: scroll;}} #rec512473383 .tn-elem[data-elem-id=\"1494849549417\"] { z-index: 1; top: 0px;left: calc(50% - 600px + 220px);width: 760px;height:100%;}#rec512473383 .tn-elem[data-elem-id=\"1494849549417\"] .tn-atom {border-radius: 16px; background-color: #f0f3f8; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512473383 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 480px + 170px);width: 700px;height: 100%;}}@media screen and (max-width: 959px) {#rec512473383 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 320px + 10px);width: 620px;height: 100%;}}@media screen and (max-width: 639px) {#rec512473383 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 240px + 10px);width: 460px;height: 100%;}}@media screen and (max-width: 479px) {#rec512473383 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 160px + 0px);width: 94%;height: 100%;}} #rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] { color: #222222; z-index: 3; top: 20px;left: calc(50% - 600px + 281px);width: 641px;}#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { color: #222222; font-size: 18px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.5; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 480px + 230px);width: 562px;}#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 16px; line-height: 1.5; }}@media screen and (max-width: 959px) {#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 320px + 70px);width: 499px;}}@media screen and (max-width: 639px) {#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 240px + 34px);width: 430px;}#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 160px + 0px);width: 280px;}#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] {text-align: center;}#rec512473383 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; line-height: 1.35; }}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512473383\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"94\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-ovrflw=\"visible\" data-artboard-height-res-320=\"136\" data-artboard-height-res-480=\"94\" data-artboard-upscale-res-480=\"grid\" data-artboard-height-res-640=\"88\" data-artboard-height-res-960=\"88\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512473383\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512473383\"><\/div><div class='t396__elem tn-elem tn-elem__5124733831494849549417' data-elem-id='1494849549417' data-elem-type='shape' data-field-top-value=\"0\" data-field-left-value=\"220\" data-field-height-value=\"100\" data-field-width-value=\"760\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"%\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"0\" data-field-left-res-320-value=\"0\" data-field-height-res-320-value=\"100\" data-field-width-res-320-value=\"94\" data-field-axisx-res-320-value=\"center\" data-field-container-res-320-value=\"window\" data-field-widthunits-res-320-value=\"%\" data-field-top-res-480-value=\"0\" data-field-left-res-480-value=\"10\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"460\" data-field-top-res-640-value=\"0\" data-field-left-res-640-value=\"10\" data-field-height-res-640-value=\"100\" data-field-width-res-640-value=\"620\" data-field-heightunits-res-640-value=\"%\" data-field-top-res-960-value=\"0\" data-field-left-res-960-value=\"170\" data-field-height-res-960-value=\"100\" data-field-width-res-960-value=\"700\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5124733831494849582735' data-elem-id='1494849582735' data-elem-type='text' data-field-top-value=\"20\" data-field-left-value=\"281\" data-field-width-value=\"641\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"20\" data-field-left-res-320-value=\"0\" data-field-width-res-320-value=\"280\" data-field-axisx-res-320-value=\"center\" data-field-top-res-480-value=\"20\" data-field-left-res-480-value=\"34\" data-field-width-res-480-value=\"430\" data-field-top-res-640-value=\"20\" data-field-left-res-640-value=\"70\" data-field-width-res-640-value=\"499\" data-field-top-res-960-value=\"20\" data-field-left-res-960-value=\"230\" data-field-width-res-960-value=\"562\" \n><div class='tn-atom'field='tn_text_1494849582735'><em>LTV = \u0421\u0440\u0435\u0434\u043d\u0438\u0439 \u0447\u0435\u043a \u0445 \u0427\u0430\u0441\u0442\u043e\u0442\u0430 \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u044b\u0445 \u043f\u043e\u043a\u0443\u043f\u043e\u043a \u0445 \u0421\u0440\u043e\u043a \u043f\u0440\u0438\u0441\u0443\u0442\u0441\u0442\u0432\u0438\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0432 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438<\/em><\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512473383');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512473820\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u0414\u043e\u043f\u0443\u0441\u0442\u0438\u043c, \u0440\u043e\u0432\u043d\u043e \u0434\u0432\u0430 \u0433\u043e\u0434\u0430 \u043d\u0430\u0437\u0430\u0434 \u0432&nbsp;\u0441\u0442\u0443\u0434\u0438\u044e \u0442\u0430\u0439\u0441\u043a\u043e\u0433\u043e \u0431\u043e\u043a\u0441\u0430 \u0437\u0430\u043f\u0438\u0441\u0430\u043b\u0441\u044f \u043c\u0443\u0436\u0447\u0438\u043d\u0430. \u0420\u0430\u0437 \u0432&nbsp;\u043c\u0435\u0441\u044f\u0446 \u043e\u043d&nbsp;\u043f\u043e\u043a\u0443\u043f\u0430\u0435\u0442 \u0430\u0431\u043e\u043d\u0435\u043c\u0435\u043d\u0442 \u043d\u0430&nbsp;8 \u0437\u0430\u043d\u044f\u0442\u0438\u0439 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c\u044e 4&nbsp;000&nbsp;\u20bd. \u0420\u0430\u0437 \u0432&nbsp;\u0442\u0440\u0438 \u043c\u0435\u0441\u044f\u0446\u0430 \u043c\u0443\u0436\u0447\u0438\u043d\u0430 \u0445\u043e\u0434\u0438\u0442 \u043d\u0430&nbsp;\u043c\u0430\u0441\u0441\u0430\u0436 \u0438&nbsp;\u043e\u0442\u0434\u0430\u0435\u0442 \u0437\u0430&nbsp;\u044d\u0442\u043e \u0435\u0449\u0435 3&nbsp;000&nbsp;\u20bd.<br \/><br \/>\u0420\u0430\u0441\u0441\u0447\u0438\u0442\u0430\u0435\u043c, \u0441\u043a\u043e\u043b\u044c\u043a\u043e \u043e\u043d&nbsp;\u043f\u043e\u0442\u0440\u0430\u0442\u0438\u043b \u0437\u0430&nbsp;\u0433\u043e\u0434:<br \/><\/div><\/div><\/div><\/div><style> #rec512473820 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512474040\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"396\" ><!-- T396 --><style>#rec512474040 .t396__artboard {height: 67px; background-color: #ffffff; overflow: visible;}#rec512474040 .t396__filter {height: 67px; }#rec512474040 .t396__carrier{height: 67px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512474040 .t396__artboard,#rec512474040 .t396__filter,#rec512474040 .t396__carrier {height: 64px;}#rec512474040 .t396__filter {}#rec512474040 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512474040 .t396__artboard,#rec512474040 .t396__filter,#rec512474040 .t396__carrier {height: 64px;}#rec512474040 .t396__filter {}#rec512474040 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512474040 .t396__artboard,#rec512474040 .t396__filter,#rec512474040 .t396__carrier {height: 67px;}#rec512474040 .t396__artboard {background-color:#ffffff;}#rec512474040 .t396__filter { }#rec512474040 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512474040 .t396__artboard,#rec512474040 .t396__filter,#rec512474040 .t396__carrier {height: 64px;}#rec512474040 .t396__filter {}#rec512474040 .t396__carrier {background-attachment: scroll;}} #rec512474040 .tn-elem[data-elem-id=\"1494849549417\"] { z-index: 1; top: 0px;left: calc(50% - 600px + 220px);width: 760px;height:100%;}#rec512474040 .tn-elem[data-elem-id=\"1494849549417\"] .tn-atom {border-radius: 16px; background-color: #f0f3f8; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512474040 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 480px + 170px);width: 700px;height: 100%;}}@media screen and (max-width: 959px) {#rec512474040 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 320px + 10px);width: 620px;height: 100%;}}@media screen and (max-width: 639px) {#rec512474040 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 240px + 10px);width: 460px;height: 100%;}}@media screen and (max-width: 479px) {#rec512474040 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 160px + 0px);width: 94%;height: 100%;}} #rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] { color: #222222; z-index: 3; top: 20px;left: calc(50% - 600px + 281px);width: 641px;}#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { color: #222222; font-size: 18px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.5; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 480px + 223px);width: 562px;}#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 16px; line-height: 1.5; }}@media screen and (max-width: 959px) {#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 320px + 70px);width: 499px;}}@media screen and (max-width: 639px) {#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 240px + 34px);width: 430px;}#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 160px + 0px);width: 296px;}#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] {text-align: center;}#rec512474040 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; line-height: 1.35; }}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512474040\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"67\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-ovrflw=\"visible\" data-artboard-height-res-320=\"64\" data-artboard-height-res-480=\"67\" data-artboard-upscale-res-480=\"grid\" data-artboard-height-res-640=\"64\" data-artboard-height-res-960=\"64\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512474040\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512474040\"><\/div><div class='t396__elem tn-elem tn-elem__5124740401494849549417' data-elem-id='1494849549417' data-elem-type='shape' data-field-top-value=\"0\" data-field-left-value=\"220\" data-field-height-value=\"100\" data-field-width-value=\"760\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"%\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"0\" data-field-left-res-320-value=\"0\" data-field-height-res-320-value=\"100\" data-field-width-res-320-value=\"94\" data-field-axisx-res-320-value=\"center\" data-field-container-res-320-value=\"window\" data-field-widthunits-res-320-value=\"%\" data-field-top-res-480-value=\"0\" data-field-left-res-480-value=\"10\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"460\" data-field-top-res-640-value=\"0\" data-field-left-res-640-value=\"10\" data-field-height-res-640-value=\"100\" data-field-width-res-640-value=\"620\" data-field-heightunits-res-640-value=\"%\" data-field-top-res-960-value=\"0\" data-field-left-res-960-value=\"170\" data-field-height-res-960-value=\"100\" data-field-width-res-960-value=\"700\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5124740401494849582735' data-elem-id='1494849582735' data-elem-type='text' data-field-top-value=\"20\" data-field-left-value=\"281\" data-field-width-value=\"641\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"20\" data-field-left-res-320-value=\"0\" data-field-width-res-320-value=\"296\" data-field-axisx-res-320-value=\"center\" data-field-top-res-480-value=\"20\" data-field-left-res-480-value=\"34\" data-field-width-res-480-value=\"430\" data-field-top-res-640-value=\"20\" data-field-left-res-640-value=\"70\" data-field-width-res-640-value=\"499\" data-field-top-res-960-value=\"20\" data-field-left-res-960-value=\"223\" data-field-width-res-960-value=\"562\" \n><div class='tn-atom'field='tn_text_1494849582735'><em>4 000 \u0445 12 + 3 000 \u0445 4 = 60 000 \u20bd<\/em><\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512474040');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512474271\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u0422\u0435\u043f\u0435\u0440\u044c \u0443\u0437\u043d\u0430\u0435\u043c, \u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0432 \u0441\u0440\u0435\u0434\u043d\u0435\u043c \u043e\u043d \u0442\u0440\u0430\u0442\u0438\u0442 \u0432 \u043c\u0435\u0441\u044f\u0446. \u041e\u0431\u0449\u0438\u0439 \u0434\u043e\u0445\u043e\u0434 \u043e\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0437\u0430 \u0433\u043e\u0434 \u0434\u0435\u043b\u0438\u043c \u043d\u0430 12:<br \/><\/div><\/div><\/div><\/div><style> #rec512474271 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512474420\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"396\" ><!-- T396 --><style>#rec512474420 .t396__artboard {height: 67px; background-color: #ffffff; overflow: visible;}#rec512474420 .t396__filter {height: 67px; }#rec512474420 .t396__carrier{height: 67px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512474420 .t396__artboard,#rec512474420 .t396__filter,#rec512474420 .t396__carrier {height: 64px;}#rec512474420 .t396__filter {}#rec512474420 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512474420 .t396__artboard,#rec512474420 .t396__filter,#rec512474420 .t396__carrier {height: 64px;}#rec512474420 .t396__filter {}#rec512474420 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512474420 .t396__artboard,#rec512474420 .t396__filter,#rec512474420 .t396__carrier {height: 67px;}#rec512474420 .t396__artboard {background-color:#ffffff;}#rec512474420 .t396__filter { }#rec512474420 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512474420 .t396__artboard,#rec512474420 .t396__filter,#rec512474420 .t396__carrier {height: 64px;}#rec512474420 .t396__filter {}#rec512474420 .t396__carrier {background-attachment: scroll;}} #rec512474420 .tn-elem[data-elem-id=\"1494849549417\"] { z-index: 1; top: 0px;left: calc(50% - 600px + 220px);width: 760px;height:100%;}#rec512474420 .tn-elem[data-elem-id=\"1494849549417\"] .tn-atom {border-radius: 16px; background-color: #f0f3f8; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512474420 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 480px + 170px);width: 700px;height: 100%;}}@media screen and (max-width: 959px) {#rec512474420 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 320px + 10px);width: 620px;height: 100%;}}@media screen and (max-width: 639px) {#rec512474420 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 240px + 10px);width: 460px;height: 100%;}}@media screen and (max-width: 479px) {#rec512474420 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 160px + 0px);width: 94%;height: 100%;}} #rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] { color: #222222; z-index: 3; top: 20px;left: calc(50% - 600px + 281px);width: 641px;}#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { color: #222222; font-size: 18px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.5; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 480px + 223px);width: 562px;}#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 16px; line-height: 1.5; }}@media screen and (max-width: 959px) {#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 320px + 70px);width: 499px;}}@media screen and (max-width: 639px) {#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 240px + 34px);width: 430px;}#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 160px + 0px);width: 280px;}#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] {text-align: center;}#rec512474420 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; line-height: 1.35; }}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512474420\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"67\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-ovrflw=\"visible\" data-artboard-height-res-320=\"64\" data-artboard-height-res-480=\"67\" data-artboard-upscale-res-480=\"grid\" data-artboard-height-res-640=\"64\" data-artboard-height-res-960=\"64\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512474420\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512474420\"><\/div><div class='t396__elem tn-elem tn-elem__5124744201494849549417' data-elem-id='1494849549417' data-elem-type='shape' data-field-top-value=\"0\" data-field-left-value=\"220\" data-field-height-value=\"100\" data-field-width-value=\"760\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"%\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"0\" data-field-left-res-320-value=\"0\" data-field-height-res-320-value=\"100\" data-field-width-res-320-value=\"94\" data-field-axisx-res-320-value=\"center\" data-field-container-res-320-value=\"window\" data-field-widthunits-res-320-value=\"%\" data-field-top-res-480-value=\"0\" data-field-left-res-480-value=\"10\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"460\" data-field-top-res-640-value=\"0\" data-field-left-res-640-value=\"10\" data-field-height-res-640-value=\"100\" data-field-width-res-640-value=\"620\" data-field-heightunits-res-640-value=\"%\" data-field-top-res-960-value=\"0\" data-field-left-res-960-value=\"170\" data-field-height-res-960-value=\"100\" data-field-width-res-960-value=\"700\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5124744201494849582735' data-elem-id='1494849582735' data-elem-type='text' data-field-top-value=\"20\" data-field-left-value=\"281\" data-field-width-value=\"641\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"20\" data-field-left-res-320-value=\"0\" data-field-width-res-320-value=\"280\" data-field-axisx-res-320-value=\"center\" data-field-top-res-480-value=\"20\" data-field-left-res-480-value=\"34\" data-field-width-res-480-value=\"430\" data-field-top-res-640-value=\"20\" data-field-left-res-640-value=\"70\" data-field-width-res-640-value=\"499\" data-field-top-res-960-value=\"20\" data-field-left-res-960-value=\"223\" data-field-width-res-960-value=\"562\" \n><div class='tn-atom'field='tn_text_1494849582735'><em>60 000 : 12 = 5 000 \u20bd<\/em><\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512474420');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512474546\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u041c\u044b \u0437\u043d\u0430\u0435\u043c, \u0447\u0442\u043e \u0441\u0440\u0435\u0434\u043d\u0438\u0439 \u0447\u0435\u043a \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0432 \u043c\u0435\u0441\u044f\u0446 \u2014 5 000 \u20bd, \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u043e\u043d \u0434\u0435\u043b\u0430\u0435\u0442 12 \u0440\u0430\u0437 \u0432 \u0433\u043e\u0434, \u0430 \u0432 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043f\u0440\u0438\u0441\u0443\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u0434\u0432\u0430 \u0433\u043e\u0434\u0430:<br \/><\/div><\/div><\/div><\/div><style> #rec512474546 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512474645\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"396\" ><!-- T396 --><style>#rec512474645 .t396__artboard {height: 67px; background-color: #ffffff; overflow: visible;}#rec512474645 .t396__filter {height: 67px; }#rec512474645 .t396__carrier{height: 67px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512474645 .t396__artboard,#rec512474645 .t396__filter,#rec512474645 .t396__carrier {height: 64px;}#rec512474645 .t396__filter {}#rec512474645 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512474645 .t396__artboard,#rec512474645 .t396__filter,#rec512474645 .t396__carrier {height: 64px;}#rec512474645 .t396__filter {}#rec512474645 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512474645 .t396__artboard,#rec512474645 .t396__filter,#rec512474645 .t396__carrier {height: 67px;}#rec512474645 .t396__artboard {background-color:#ffffff;}#rec512474645 .t396__filter { }#rec512474645 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512474645 .t396__artboard,#rec512474645 .t396__filter,#rec512474645 .t396__carrier {height: 64px;}#rec512474645 .t396__filter {}#rec512474645 .t396__carrier {background-attachment: scroll;}} #rec512474645 .tn-elem[data-elem-id=\"1494849549417\"] { z-index: 1; top: 0px;left: calc(50% - 600px + 220px);width: 760px;height:100%;}#rec512474645 .tn-elem[data-elem-id=\"1494849549417\"] .tn-atom {border-radius: 16px; background-color: #f0f3f8; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512474645 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 480px + 170px);width: 700px;height: 100%;}}@media screen and (max-width: 959px) {#rec512474645 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 320px + 10px);width: 620px;height: 100%;}}@media screen and (max-width: 639px) {#rec512474645 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 240px + 10px);width: 460px;height: 100%;}}@media screen and (max-width: 479px) {#rec512474645 .tn-elem[data-elem-id=\"1494849549417\"] {top: 0px;left: calc(50% - 160px + 0px);width: 94%;height: 100%;}} #rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] { color: #222222; z-index: 3; top: 20px;left: calc(50% - 600px + 281px);width: 641px;}#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { color: #222222; font-size: 18px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.5; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 480px + 223px);width: 562px;}#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 16px; line-height: 1.5; }}@media screen and (max-width: 959px) {#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 320px + 70px);width: 499px;}}@media screen and (max-width: 639px) {#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 240px + 34px);width: 430px;}#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] {top: 20px;left: calc(50% - 160px + 0px);width: 280px;}#rec512474645 .tn-elem[data-elem-id=\"1494849582735\"] .tn-atom { font-size: 18px; line-height: 1.35; }}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512474645\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"67\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-ovrflw=\"visible\" data-artboard-height-res-320=\"64\" data-artboard-height-res-480=\"67\" data-artboard-upscale-res-480=\"grid\" data-artboard-height-res-640=\"64\" data-artboard-height-res-960=\"64\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512474645\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512474645\"><\/div><div class='t396__elem tn-elem tn-elem__5124746451494849549417' data-elem-id='1494849549417' data-elem-type='shape' data-field-top-value=\"0\" data-field-left-value=\"220\" data-field-height-value=\"100\" data-field-width-value=\"760\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"%\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"0\" data-field-left-res-320-value=\"0\" data-field-height-res-320-value=\"100\" data-field-width-res-320-value=\"94\" data-field-axisx-res-320-value=\"center\" data-field-container-res-320-value=\"window\" data-field-widthunits-res-320-value=\"%\" data-field-top-res-480-value=\"0\" data-field-left-res-480-value=\"10\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"460\" data-field-top-res-640-value=\"0\" data-field-left-res-640-value=\"10\" data-field-height-res-640-value=\"100\" data-field-width-res-640-value=\"620\" data-field-heightunits-res-640-value=\"%\" data-field-top-res-960-value=\"0\" data-field-left-res-960-value=\"170\" data-field-height-res-960-value=\"100\" data-field-width-res-960-value=\"700\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5124746451494849582735' data-elem-id='1494849582735' data-elem-type='text' data-field-top-value=\"20\" data-field-left-value=\"281\" data-field-width-value=\"641\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"20\" data-field-left-res-320-value=\"0\" data-field-width-res-320-value=\"280\" data-field-axisx-res-320-value=\"center\" data-field-leftunits-res-320-value=\"%\" data-field-top-res-480-value=\"20\" data-field-left-res-480-value=\"34\" data-field-width-res-480-value=\"430\" data-field-top-res-640-value=\"20\" data-field-left-res-640-value=\"70\" data-field-width-res-640-value=\"499\" data-field-top-res-960-value=\"20\" data-field-left-res-960-value=\"223\" data-field-width-res-960-value=\"562\" \n><div class='tn-atom'field='tn_text_1494849582735'><em>LTV = 5 000 \u0445 12 \u0445 2 = 120 000 \u20bd<\/em><\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512474645');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512474732\" class=\"r t-rec t-rec_pt_30 t-rec_pb_0\" style=\"padding-top:30px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \">\u041c\u044b \u043f\u0440\u0438\u0432\u0435\u043b\u0438 \u043e\u0447\u0435\u043d\u044c \u043f\u0440\u043e\u0441\u0442\u043e\u0439 \u043f\u0440\u0438\u043c\u0435\u0440, \u0432 \u0431\u043e\u043b\u044c\u0448\u0438\u043d\u0441\u0442\u0432\u0435 \u0441\u043b\u0443\u0447\u0430\u0435\u0432 \u0440\u0430\u0441\u0447\u0435\u0442\u044b \u0431\u0443\u0434\u0443\u0442 \u043d\u0435 \u0442\u0430\u043a\u0438\u043c\u0438 \u043f\u0440\u0438\u043c\u0438\u0442\u0438\u0432\u043d\u044b\u043c\u0438. \u041d\u043e \u043f\u043e\u0434\u0445\u043e\u0434 \u043e\u043a\u0430\u0436\u0435\u0442\u0441\u044f \u0442\u0430\u043a\u0438\u043c \u0436\u0435.<br \/><\/div><\/div><\/div><\/div><style> #rec512474732 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512304282\" class=\"r t-rec t-rec_pt_60 t-rec_pt-res-480_30 t-rec_pb_0 t-rec_pb-res-480_0\" style=\"padding-top:60px;padding-bottom:0px; \" data-animationappear=\"off\" data-record-type=\"396\" ><!-- T396 --><style>#rec512304282 .t396__artboard {height: 133px; background-color: #ffffff; }#rec512304282 .t396__filter {height: 133px; }#rec512304282 .t396__carrier{height: 133px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec512304282 .t396__artboard,#rec512304282 .t396__filter,#rec512304282 .t396__carrier {}#rec512304282 .t396__filter {}#rec512304282 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec512304282 .t396__artboard,#rec512304282 .t396__filter,#rec512304282 .t396__carrier {}#rec512304282 .t396__filter {}#rec512304282 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec512304282 .t396__artboard,#rec512304282 .t396__filter,#rec512304282 .t396__carrier {height: 137px;}#rec512304282 .t396__artboard {background-color:#ffffff;}#rec512304282 .t396__filter { }#rec512304282 .t396__carrier {background-position: center center;background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec512304282 .t396__artboard,#rec512304282 .t396__filter,#rec512304282 .t396__carrier {height: 96px;}#rec512304282 .t396__filter {}#rec512304282 .t396__carrier {background-attachment: scroll;}} #rec512304282 .tn-elem[data-elem-id=\"1642769175007\"] { z-index: 5; top: 3px;left: calc(50% - 600px + 231px);width: 130px;height:130px;}#rec512304282 .tn-elem[data-elem-id=\"1642769175007\"] .tn-atom {border-radius: 3000px; background-color: #c4c4c4; background-position: center center;background-size: cover;background-repeat: no-repeat;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175007\"] {top: 3px;left: calc(50% - 480px + 182px);}}@media screen and (max-width: 959px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175007\"] {top: 3px;left: calc(50% - 320px + 12px);}}@media screen and (max-width: 639px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175007\"] {top: 19px;left: calc(50% - 240px + 12px);width: 100px;height: 100px;}}@media screen and (max-width: 479px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175007\"] {top: 10px;left: calc(50% - 160px + 5px);width: 77px;height: 77px;}} #rec512304282 .tn-elem[data-elem-id=\"1642769477971\"] { z-index: 8; top: 99px;left: calc(50% - 600px + 389px);width: 395px;height:1px;}#rec512304282 .tn-elem[data-elem-id=\"1642769477971\"] .tn-atom { background-color: #e0e0e0; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512304282 .tn-elem[data-elem-id=\"1642769477971\"] {top: 99px;left: calc(50% - 480px + 340px);}}@media screen and (max-width: 959px) {#rec512304282 .tn-elem[data-elem-id=\"1642769477971\"] {top: 99px;left: calc(50% - 320px + 170px);}}@media screen and (max-width: 639px) {#rec512304282 .tn-elem[data-elem-id=\"1642769477971\"] {top: 117px;left: calc(50% - 240px + 129px);width: 260px;}}@media screen and (max-width: 479px) {#rec512304282 .tn-elem[data-elem-id=\"1642769477971\"] {top: 95px;left: calc(50% - 160px + 122px);width: 200px;}} #rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] { color: #000000; text-align: LEFT; z-index: 7; top: 67px;left: calc(50% - 600px + 388px);width: 500px;}#rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { color: #000000; font-size: 16px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.60; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] {top: 67px;left: calc(50% - 480px + 339px);}}@media screen and (max-width: 959px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] {top: 67px;left: calc(50% - 320px + 169px);}}@media screen and (max-width: 639px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] {top: 64px;left: calc(50% - 240px + 129px);width: 281px;}#rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { font-size: 15px; }}@media screen and (max-width: 479px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] {top: 40px;left: calc(50% - 160px + 121px);width: 232px;}#rec512304282 .tn-elem[data-elem-id=\"1642769175017\"] .tn-atom { line-height: 1.4; }} #rec512304282 .tn-elem[data-elem-id=\"1642769175014\"] { color: #000000; text-align: LEFT; z-index: 6; top: 32px;left: calc(50% - 600px + 388px);width: 341px;}#rec512304282 .tn-elem[data-elem-id=\"1642769175014\"] .tn-atom { color: #000000; font-size: 22px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.60; font-weight: 600; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175014\"] {top: 32px;left: calc(50% - 480px + 339px);}}@media screen and (max-width: 959px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175014\"] {top: 32px;left: calc(50% - 320px + 169px);}}@media screen and (max-width: 639px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175014\"] {top: 35px;left: calc(50% - 240px + 129px);}#rec512304282 .tn-elem[data-elem-id=\"1642769175014\"] .tn-atom { font-size: 18px; }}@media screen and (max-width: 479px) {#rec512304282 .tn-elem[data-elem-id=\"1642769175014\"] {top: 11px;left: calc(50% - 160px + 121px);}}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"512304282\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"133\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-height-res-320=\"96\" data-artboard-height-res-480=\"137\" data-artboard-upscale-res-480=\"grid\" \n><div class=\"t396__carrier\" data-artboard-recid=\"512304282\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"512304282\"><\/div><div class='t396__elem tn-elem tn-elem__5123042821642769175007' data-elem-id='1642769175007' data-elem-type='shape' data-field-top-value=\"3\" data-field-left-value=\"231\" data-field-height-value=\"130\" data-field-width-value=\"130\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"px\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"10\" data-field-left-res-320-value=\"5\" data-field-height-res-320-value=\"77\" data-field-width-res-320-value=\"77\" data-field-container-res-320-value=\"window\" data-field-leftunits-res-320-value=\"%\" data-field-top-res-480-value=\"19\" data-field-left-res-480-value=\"12\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"100\" data-field-top-res-640-value=\"3\" data-field-left-res-640-value=\"12\" data-field-top-res-960-value=\"3\" data-field-left-res-960-value=\"182\" \n><div class='tn-atom t-bgimg' data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3130-6565-4761-b761-656162643938__telegram-cloud-photo.jpg\"\n><\/div><\/div><div class='t396__elem tn-elem tn-elem__5123042821642769477971' data-elem-id='1642769477971' data-elem-type='shape' data-field-top-value=\"99\" data-field-left-value=\"389\" data-field-height-value=\"1\" data-field-width-value=\"395\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"px\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"95\" data-field-left-res-320-value=\"122\" data-field-width-res-320-value=\"200\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"117\" data-field-left-res-480-value=\"129\" data-field-width-res-480-value=\"260\" data-field-top-res-640-value=\"99\" data-field-left-res-640-value=\"170\" data-field-top-res-960-value=\"99\" data-field-left-res-960-value=\"340\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5123042821642769175017' data-elem-id='1642769175017' data-elem-type='text' data-field-top-value=\"67\" data-field-left-value=\"388\" data-field-width-value=\"500\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"40\" data-field-left-res-320-value=\"121\" data-field-width-res-320-value=\"232\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"64\" data-field-left-res-480-value=\"129\" data-field-width-res-480-value=\"281\" data-field-top-res-640-value=\"67\" data-field-left-res-640-value=\"169\" data-field-top-res-960-value=\"67\" data-field-left-res-960-value=\"339\" \n><div class='tn-atom'field='tn_text_1642769175017'>\u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 \u043f\u043e \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044e \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u0441\u043a\u043e\u0439 \u0441\u0435\u0442\u0438 BORODACH<\/div> <\/div><div class='t396__elem tn-elem tn-elem__5123042821642769175014' data-elem-id='1642769175014' data-elem-type='text' data-field-top-value=\"32\" data-field-left-value=\"388\" data-field-width-value=\"341\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"11\" data-field-left-res-320-value=\"121\" data-field-container-res-320-value=\"window\" data-field-top-res-480-value=\"35\" data-field-left-res-480-value=\"129\" data-field-top-res-640-value=\"32\" data-field-left-res-640-value=\"169\" data-field-top-res-960-value=\"32\" data-field-left-res-960-value=\"339\" \n><div class='tn-atom'field='tn_text_1642769175014'>\u041f\u0430\u0432\u0435\u043b \u041d\u0438\u043a\u043e\u043b\u044c\u0441\u043a\u0438\u0439<\/div> <\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('512304282');\n});\n});<\/script><!-- \/T396 --><\/div><div id=\"rec512480264\" class=\"r t-rec t-rec_pt_15 t-rec_pt-res-480_15 t-rec_pb_0 t-rec_pb-res-480_0\" style=\"padding-top:15px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \"><em><em data-redactor-tag=\"em\">LTV \u043c\u043e\u0436\u043d\u043e \u0441\u0447\u0438\u0442\u0430\u0442\u044c \u0437\u0430 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u043d\u044b\u0439 \u0441\u0440\u043e\u043a \u0438\u043b\u0438 \u0437\u0430 \u0432\u0441\u0435 \u0432\u0440\u0435\u043c\u044f, \u043a\u043e\u0442\u043e\u0440\u043e\u0435 \u043a\u043b\u0438\u0435\u043d\u0442 \u043f\u0440\u043e\u0432\u0435\u043b \u0432 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438. \u041c\u044b \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u0435\u043c, \u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0432\u044b\u0440\u0443\u0447\u043a\u0438 \u043f\u0440\u0438\u043d\u043e\u0441\u0438\u0442 \u043a\u043b\u0438\u0435\u043d\u0442 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u0433\u043e\u0434\u0430. \u041c\u044b \u0437\u043d\u0430\u0435\u043c, \u0447\u0442\u043e \u0432 \u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u0441\u0442\u0440\u0438\u0436\u043a\u0438 \u043a\u043b\u0438\u0435\u043d\u0442 \u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u043e\u0442 15 000 <em><em data-redactor-tag=\"em\">\u20bd<\/em><\/em> \u0434\u043e 24 000 \u20bd \u0435\u0436\u0435\u0433\u043e\u0434\u043d\u043e. \u042d\u0442\u043e\u0442 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044c \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u0442\u044c \u043e\u043f\u0442\u0438\u043c\u0430\u043b\u044c\u043d\u0443\u044e \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u043f\u0440\u0438\u0432\u043b\u0435\u0447\u0435\u043d\u0438\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u0430, \u043f\u0440\u0438\u0435\u043c\u043b\u0435\u043c\u044b\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u0440\u0435\u043a\u043b\u0430\u043c\u043d\u044b\u0445 \u043a\u0430\u043c\u043f\u0430\u043d\u0438\u0439 \u0438 \u0446\u0435\u043b\u0435\u0432\u044b\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u044f \u0441\u0440\u0435\u0434\u043d\u0435\u0433\u043e \u0447\u0435\u043a\u0430. \u0414\u0430\u043d\u043d\u044b\u0435 \u0434\u043b\u044f \u0440\u0430\u0441\u0447\u0435\u0442\u0430 LTV \u043c\u044b \u0431\u0435\u0440\u0435\u043c \u0438\u0437 YCLIENTS.<\/em><\/em><br \/><\/div><\/div><\/div><\/div><style> #rec512480264 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec509628091\" class=\"r t-rec t-rec_pt_45 t-rec_pt-res-480_30 t-rec_pb_15 t-rec_pb-res-480_0\" style=\"padding-top:45px;padding-bottom:15px; \" data-record-type=\"128\" ><!-- T120 --><div class=\"t120\"><div class=\"t-container t-align_left\"><div class=\"t-col t-col_8 t-prefix_2\"><h1 class=\"t120__title t-heading t-heading_sm\" field=\"title\">\u0410 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0442\u044c LTV \u043c\u043e\u0436\u043d\u043e?<\/h1> <\/div><\/div><\/div><\/div><div id=\"rec509628092\" class=\"r t-rec t-rec_pt_0 t-rec_pb_0\" style=\"padding-top:0px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \"> LTV \u043f\u043e\u043c\u043e\u0436\u0435\u0442 \u043f\u043e\u043d\u044f\u0442\u044c, \u0437\u0430 \u043a\u0430\u043a\u0438\u0445 \u043f\u043e\u0441\u0435\u0442\u0438\u0442\u0435\u043b\u0435\u0439 \u043d\u0443\u0436\u043d\u043e \u0441\u0440\u0430\u0436\u0430\u0442\u044c\u0441\u044f. \u041a\u043b\u0438\u0435\u043d\u0442\u044b \u0441 \u0432\u044b\u0441\u043e\u043a\u0438\u043c LTV \u2014 \u044d\u0442\u043e \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u044b\u0435 \u0433\u043e\u0441\u0442\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0445\u043e\u0434\u044f\u0442 \u043a \u0432\u0430\u043c \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e \u0438 \u0442\u0440\u0430\u0442\u044f\u0442 \u043c\u043d\u043e\u0433\u043e. \u041f\u043e\u043d\u044f\u0442\u043d\u043e, \u043a\u0430\u043a \u0441 \u043d\u0438\u043c\u0438 \u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c: \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0442\u044c \u0441\u0430\u043c\u044b\u0435 \u0432\u044b\u0433\u043e\u0434\u043d\u044b\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0438 \u0441\u043a\u0438\u0434\u043a\u0438. \u041d\u043e \u0438 \u043d\u0438\u0437\u043a\u0438\u0439 LTV \u043c\u043e\u0436\u043d\u043e \u043f\u043e\u0432\u044b\u0441\u0438\u0442\u044c. \u0423 \u043d\u0430\u0441 \u0435\u0441\u0442\u044c \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0441\u043e\u0432\u0435\u0442\u043e\u0432, \u043a\u0430\u043a \u044d\u0442\u043e \u0441\u0434\u0435\u043b\u0430\u0442\u044c.<br \/><\/div><\/div><\/div><\/div><style> #rec509628092 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec512497145\" class=\"r t-rec t-rec_pt_30 t-rec_pb_30\" style=\"padding-top:30px;padding-bottom:30px; \" data-record-type=\"512\" ><!-- t512 --><div class=\"t512\"><ul role=\"list\" class=\"t512__container t-container\"><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1476961779840\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6237-6133-4163-a462-616134636335__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6237-6133-4163-a462-616134636335__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6237-6133-4163-a462-616134636335__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1476961779840\"><strong>\u0418\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0439\u0442\u0435 \u0440\u0430\u0437\u043d\u044b\u0435 \u043a\u0430\u043d\u0430\u043b\u044b \u043a\u043e\u043c\u043c\u0443\u043d\u0438\u043a\u0430\u0446\u0438\u0438 \u0441 \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c\u0438: \u0441\u043e\u0446\u0441\u0435\u0442\u0438, \u043c\u0435\u0441\u0441\u0435\u043d\u0434\u0436\u0435\u0440\u044b, \u0440\u0430\u0441\u0441\u044b\u043b\u043a\u0438, push-\u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u044f.<\/strong> \u041e\u0442\u043f\u0440\u0430\u0432\u043b\u044f\u0439\u0442\u0435 \u043d\u0430\u043f\u043e\u043c\u0438\u043d\u0430\u043d\u0438\u044f \u043e \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433\u0430\u0445, \u0441\u043a\u0438\u0434\u043a\u0430\u0445 \u0438 \u0430\u043a\u0446\u0438\u044f\u0445 \u2014 \u0433\u043e\u0441\u0442\u0438 \u0431\u0443\u0434\u0443\u0442 \u0447\u0430\u0449\u0435 \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0430\u0442\u044c\u0441\u044f.<\/div><\/div><\/li><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1476961806716\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6463-3964-4662-b530-633333663738__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6463-3964-4662-b530-633333663738__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6463-3964-4662-b530-633333663738__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1476961806716\"><strong>\u0414\u0435\u043b\u0438\u0442\u0435\u0441\u044c \u043e\u0442\u0437\u044b\u0432\u0430\u043c\u0438 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u2014 \u0432 \u0441\u043e\u0446\u0441\u0435\u0442\u044f\u0445, \u043d\u0430 \u0441\u0430\u0439\u0442\u0435, \u0432 \u0440\u0435\u043a\u043b\u0430\u043c\u043d\u044b\u0445 \u043a\u0430\u043c\u043f\u0430\u043d\u0438\u044f\u0445.<\/strong> \u041f\u043e\u043b\u043e\u0436\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043c\u043d\u0435\u043d\u0438\u044f \u0441\u0442\u0430\u043d\u0443\u0442 \u0435\u0449\u0435 \u043e\u0434\u043d\u0438\u043c \u043f\u043e\u0432\u043e\u0434\u043e\u043c \u0432\u0435\u0440\u043d\u0443\u0442\u044c\u0441\u044f \u043a \u0432\u0430\u043c \u0441\u043d\u043e\u0432\u0430.<\/div><\/div><\/li><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1476961822275\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6338-3639-4064-a539-383939396664__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6338-3639-4064-a539-383939396664__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6338-3639-4064-a539-383939396664__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1476961822275\"><strong>\u0421\u043e\u0437\u0434\u0430\u0439\u0442\u0435 \u043d\u0430\u043a\u043e\u043f\u0438\u0442\u0435\u043b\u044c\u043d\u0443\u044e \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0443 \u043b\u043e\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0438. <\/strong>\u041f\u0443\u0441\u0442\u044c \u0440\u0430\u0437\u043c\u0435\u0440 \u0441\u043a\u0438\u0434\u043a\u0438 \u0438\u043b\u0438 \u043a\u044d\u0448\u0431\u044d\u043a\u0430 \u0437\u0430\u0432\u0438\u0441\u0438\u0442 \u043e\u0442 \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0438\u043b\u0438 \u0441\u0443\u043c\u043c\u044b \u043e\u043f\u043b\u0430\u0447\u0435\u043d\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433. \u041a\u043b\u0438\u0435\u043d\u0442\u044b \u043d\u0435 \u0443\u0439\u0434\u0443\u0442 \u043a \u0432\u0430\u0448\u0438\u043c \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u0430\u043c, \u0447\u0442\u043e\u0431\u044b \u043d\u0435 \u043f\u043e\u0442\u0435\u0440\u044f\u0442\u044c \u043d\u0430\u043a\u043e\u043f\u043b\u0435\u043d\u043d\u044b\u0435 \u0431\u043e\u043d\u0443\u0441\u044b \u0438 \u0441\u043a\u0438\u0434\u043a\u0438.<\/div><\/div><\/li><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1668087980175\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3637-3764-4833-b534-393761656231__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3637-3764-4833-b534-393761656231__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3637-3764-4833-b534-393761656231__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1668087980175\"><strong>\u0421\u0435\u0433\u043c\u0435\u043d\u0442\u0438\u0440\u0443\u0439\u0442\u0435 \u0430\u0443\u0434\u0438\u0442\u043e\u0440\u0438\u044e \u0434\u043b\u044f \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044f \u0432\u044b\u0433\u043e\u0434\u043d\u044b\u0445 \u0430\u043a\u0446\u0438\u0439 \u0438 \u043f\u0440\u043e\u0434\u0430\u0436.<\/strong> \u0414\u043e\u043f\u0443\u0441\u0442\u0438\u043c, \u0432\u044b \u0440\u0435\u0448\u0438\u043b\u0438 \u0441\u0434\u0435\u043b\u0430\u0442\u044c \u0441\u043a\u0438\u0434\u043a\u0443 \u043d\u0430 \u0430\u0431\u043e\u043d\u0435\u043c\u0435\u043d\u0442\u044b \u043d\u0430 \u0439\u043e\u0433\u0443 \u0434\u043b\u044f \u0436\u0435\u043d\u0449\u0438\u043d \u043e\u0442 55 \u043b\u0435\u0442, \u043f\u043e\u0442\u043e\u043c\u0443 \u0447\u0442\u043e \u044d\u0442\u0430 \u0430\u0443\u0434\u0438\u0442\u043e\u0440\u0438\u044f \u0441\u043a\u043b\u043e\u043d\u043d\u0430 \u043f\u0440\u0438\u043e\u0431\u0440\u0435\u0442\u0430\u0442\u044c \u0430\u0431\u043e\u043d\u0435\u043c\u0435\u043d\u0442\u044b \u0441\u0440\u0430\u0437\u0443 \u043d\u0430 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u043c\u0435\u0441\u044f\u0446\u0435\u0432, \u0442\u043e \u0435\u0441\u0442\u044c \u0443 \u0442\u0430\u043a\u0438\u0445 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0432\u044b\u0441\u043e\u043a\u0438\u0439 \u0441\u0440\u0435\u0434\u043d\u0438\u0439 \u0447\u0435\u043a. \u0412\u0432\u0435\u0434\u0438\u0442\u0435 \u0432 \u043f\u043e\u0438\u0441\u043a\u0435 YCLIENTS \u043f\u043e \u043a\u043b\u0438\u0435\u043d\u0442\u0441\u043a\u043e\u0439 \u0431\u0430\u0437\u0435 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0435 \u043f\u0430\u0440\u0430\u043c\u0435\u0442\u0440\u044b: \u043f\u043e\u043b \u0438 \u0432\u043e\u0437\u0440\u0430\u0441\u0442. \u0421\u0435\u0440\u0432\u0438\u0441 \u043f\u043e\u043a\u0430\u0436\u0435\u0442 \u043d\u0443\u0436\u043d\u044b\u0435 \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u044b. \u0414\u0435\u043b\u043e \u0437\u0430 \u043c\u0430\u043b\u044b\u043c: \u043e\u0442\u043f\u0440\u0430\u0432\u044c\u0442\u0435 \u0441\u043e\u043e\u0431\u0449\u0435\u043d\u0438\u044f \u0441 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0435\u0439 \u043e \u0441\u043a\u0438\u0434\u043a\u0430\u0445 \u0442\u0435\u043c, \u043a\u0442\u043e \u043f\u043e\u0434\u0445\u043e\u0434\u0438\u0442 \u043f\u043e\u0434 \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u0435 \u0445\u0430\u0440\u0430\u043a\u0442\u0435\u0440\u0438\u0441\u0442\u0438\u043a\u0438.<\/div><\/div><\/li><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1668087981323\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3339-6566-4630-a639-643664323731__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3339-6566-4630-a639-643664323731__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3339-6566-4630-a639-643664323731__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1668087981323\"><strong>\u041d\u0430\u0443\u0447\u0438\u0442\u0435 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u043a\u043e\u0432 \u0438 \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0430\u0442\u043e\u0440\u043e\u0432 \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442\u044c \u0434\u043e\u043f\u0440\u043e\u0434\u0430\u0436\u0438. <\/strong>\u041d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u043c\u0430\u0441\u0442\u0435\u0440 \u043c\u043e\u0436\u0435\u0442 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0438\u0442\u044c \u043a\u0443\u043f\u0438\u0442\u044c \u043a\u0440\u0435\u043c \u0434\u043b\u044f \u0440\u0443\u043a \u043f\u043e\u0441\u043b\u0435 \u043c\u0430\u043d\u0438\u043a\u044e\u0440\u0430, \u0430 \u043f\u0430\u0440\u0438\u043a\u043c\u0430\u0445\u0435\u0440 \u043f\u043e\u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u0442 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u0434\u043b\u044f \u0434\u043e\u043c\u0430\u0448\u043d\u0435\u0433\u043e \u0443\u0445\u043e\u0434\u0430 \u0437\u0430 \u0432\u043e\u043b\u043e\u0441\u0430\u043c\u0438.<\/div><\/div><\/li><li class=\"t-col t-col_8 t-prefix_2 t-item t-list__item \"\nstyle=\"margin-top:30px;\"><div class=\"t-cell t-valign_top\"><div class=\"t512__bgimg t-bgimg\" \nbgimgfield=\"li_img__1668087982137\" data-original=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3735-6565-4330-a164-656139373463__arrow.svg\"\nstyle=\"width:40px; height:40px; background-image: url('https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3735-6565-4330-a164-656139373463__arrow.svg');\"\nitemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><meta itemprop=\"image\" content=\"https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild3735-6565-4330-a164-656139373463__arrow.svg\"><\/div><\/div><div class=\"t512__textwrapper t512__textwr_leftpadding t-cell t-valign_top\" style=\"padding-left:16px;\"><div class=\"t-descr t-descr_sm\" style=\"font-size:18px;\" field=\"li_descr__1668087982137\"><strong>\u0413\u043e\u0432\u043e\u0440\u0438\u0442\u0435 \u0441\u043f\u0430\u0441\u0438\u0431\u043e \u0433\u043e\u0441\u0442\u044f\u043c, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u0440\u0438\u0432\u043e\u0434\u044f\u0442 \u0434\u0440\u0443\u0437\u0435\u0439, \u2014 \u043f\u043e\u043c\u043e\u0436\u0435\u0442 \u0440\u0435\u0444\u0435\u0440\u0430\u043b\u044c\u043d\u0430\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430. <\/strong>\u0414\u0435\u0439\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0439 \u043a\u043b\u0438\u0435\u043d\u0442 \u043e\u0442\u043f\u0440\u0430\u0432\u0438\u0442 \u043f\u0440\u0438\u044f\u0442\u0435\u043b\u044e \u0441\u0441\u044b\u043b\u043a\u0443 \u043d\u0430 \u0431\u0440\u043e\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0443\u0441\u043b\u0443\u0433\u0438, \u0442\u043e\u0442 \u0437\u0430\u043f\u0438\u0448\u0435\u0442\u0441\u044f \u043d\u0430 \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u0443 \u0441\u043e \u0441\u043a\u0438\u0434\u043a\u043e\u0439. \u0410 \u043a\u043b\u0438\u0435\u043d\u0442 \u043f\u043e\u043b\u0443\u0447\u0438\u0442 \u0431\u043e\u043d\u0443\u0441. \u0412\u044b\u0433\u043e\u0434\u043d\u043e \u0432\u0441\u0435\u043c: \u0432\u044b \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442\u0435 \u043d\u043e\u0432\u0443\u044e \u0430\u0443\u0434\u0438\u0442\u043e\u0440\u0438\u044e, \u0443 \u0433\u043e\u0441\u0442\u0435\u0439 \u0431\u0443\u0434\u0435\u0442 \u0431\u043e\u043b\u044c\u0448\u0435 \u043c\u043e\u0442\u0438\u0432\u0430\u0446\u0438\u0438 \u0440\u0430\u0441\u0441\u043a\u0430\u0437\u044b\u0432\u0430\u0442\u044c \u043e \u0432\u0430\u0448\u0435\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0431\u043b\u0438\u0437\u043a\u0438\u043c \u0438 \u0441\u0430\u043c\u0438\u043c \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0430\u0442\u044c\u0441\u044f \u0447\u0430\u0449\u0435, \u0447\u0442\u043e\u0431\u044b \u0432\u043e\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c\u0441\u044f \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u043c\u0438 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u044f\u043c\u0438.<\/div><\/div><\/li><\/ul><\/div><\/div><div id=\"rec512315300\" class=\"r t-rec t-rec_pt_0 t-rec_pb_0\" style=\"padding-top:0px;padding-bottom:0px; \" data-record-type=\"106\" ><!-- T004 --><div class=\"t004\"><div class=\"t-container \"><div class=\"t-col t-col_8 t-prefix_2\"><div field=\"text\" class=\"t-text t-text_md \"><strong>\u041e\u043f\u0440\u0435\u0434\u0435\u043b\u0438\u0442\u044c LTV \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u043f\u043e\u043c\u043e\u0436\u0435\u0442 \u043e\u0442\u0447\u0435\u0442 \u00ab\u041f\u043e \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c\u00bb \u0432 YCLIENTS. \u0417\u0434\u0435\u0441\u044c \u0432\u044b \u043d\u0430\u0439\u0434\u0435\u0442\u0435 \u0441\u0440\u0435\u0434\u043d\u0438\u0439 \u0447\u0435\u043a \u0433\u043e\u0441\u0442\u044f, \u0432\u044b\u0440\u0443\u0447\u043a\u0443, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u043a\u043b\u0438\u0435\u043d\u0442 \u0432\u0430\u043c \u043f\u0440\u0438\u043d\u0435\u0441, \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u043f\u043e\u0441\u0435\u0449\u0435\u043d\u0438\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438. \u0421\u0430\u043c\u044b\u043c \u0434\u043e\u0440\u043e\u0433\u0438\u043c (\u0432\u043e \u0432\u0441\u0435\u0445 \u0441\u043c\u044b\u0441\u043b\u0430\u0445) \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0439\u0442\u0435 \u043b\u0443\u0447\u0448\u0438\u0435 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f. \u041e\u043d\u043e \u0442\u043e\u0433\u043e \u0441\u0442\u043e\u0438\u0442!<\/strong><br \/><\/div><\/div><\/div><\/div><style> #rec512315300 .t-text { font-size: 18px; }<\/style><\/div><div id=\"rec509628107\" class=\"r t-rec t-rec_pt_60 t-rec_pt-res-480_30 t-rec_pb_0\" style=\"padding-top:60px;padding-bottom:0px; \" data-animationappear=\"off\" data-record-type=\"396\" ><!-- T396 --><style>#rec509628107 .t396__artboard {height: 250px; background-color: #ffffff; }#rec509628107 .t396__filter {height: 250px; }#rec509628107 .t396__carrier{height: 250px;background-position: center center;background-attachment: scroll;background-size: cover;background-repeat: no-repeat;}@media screen and (max-width: 1199px) {#rec509628107 .t396__artboard,#rec509628107 .t396__filter,#rec509628107 .t396__carrier {height: 280px;}#rec509628107 .t396__filter {}#rec509628107 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 959px) {#rec509628107 .t396__artboard,#rec509628107 .t396__filter,#rec509628107 .t396__carrier {height: 280px;}#rec509628107 .t396__filter {}#rec509628107 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 639px) {#rec509628107 .t396__artboard,#rec509628107 .t396__filter,#rec509628107 .t396__carrier {height: 270px;}#rec509628107 .t396__filter {}#rec509628107 .t396__carrier {background-attachment: scroll;}}@media screen and (max-width: 479px) {#rec509628107 .t396__artboard,#rec509628107 .t396__filter,#rec509628107 .t396__carrier {height: 450px;}#rec509628107 .t396__filter {}#rec509628107 .t396__carrier {background-attachment: scroll;}} #rec509628107 .tn-elem[data-elem-id=\"1651151832173\"] { color: #262b2e; text-align: center; z-index: 2; top: 159px;left: calc(50% - 600px + 294px);width: 209px;height:44px;}#rec509628107 .tn-elem[data-elem-id=\"1651151832173\"] .tn-atom { color: #262b2e; font-size: 14px; font-family: 'Arial',Arial,sans-serif; line-height: 1.55; font-weight: 600; border-width: 0px; border-radius: 10px; background-color: #ffcb00; background-position: center center;border-color: #222222 ;border-style: solid ; transition: background-color 0.2s ease-in-out, color 0.2s ease-in-out, border-color 0.2s ease-in-out; }@media screen and (max-width: 1199px) {#rec509628107 .tn-elem[data-elem-id=\"1651151832173\"] {top: 182px;left: calc(50% - 480px + 230px);}}@media screen and (max-width: 959px) {#rec509628107 .tn-elem[data-elem-id=\"1651151832173\"] {top: 189px;left: calc(50% - 320px + 70px);}}@media screen and (max-width: 639px) {#rec509628107 .tn-elem[data-elem-id=\"1651151832173\"] {top: 156px;left: calc(50% - 240px + 34px);}}@media screen and (max-width: 479px) {#rec509628107 .tn-elem[data-elem-id=\"1651151832173\"] {top: 352px;left: calc(50% - 160px + 21px);width: 278px;height: 45px;}} #rec509628107 .tn-elem[data-elem-id=\"1654868090058\"] { z-index: 5; top: 128px;left: calc(50% - 600px + 842px);width: 105px;}#rec509628107 .tn-elem[data-elem-id=\"1654868090058\"] .tn-atom { background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec509628107 .tn-elem[data-elem-id=\"1654868090058\"] {top: 134px;left: calc(50% - 480px + 665px);width: 92px;}}@media screen and (max-width: 959px) {#rec509628107 .tn-elem[data-elem-id=\"1654868090058\"] {top: 131px;left: calc(50% - 320px + 510px);}}@media screen and (max-width: 639px) {#rec509628107 .tn-elem[data-elem-id=\"1654868090058\"] {top: 99px;left: calc(50% - 240px + 1090px);}}@media screen and (max-width: 479px) {#rec509628107 .tn-elem[data-elem-id=\"1654868090058\"] {top: 105px;left: calc(50% - 160px + 164px);width: 81px;}} #rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] { color: #262b2e; z-index: 6; top: 48px;left: calc(50% - 600px + 294px);width: 418px;}#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] .tn-atom { color: #262b2e; font-size: 18px; font-family: 'GraphikTT',Arial,sans-serif; line-height: 1.55; font-weight: 400; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] {top: 44px;left: calc(50% - 480px + 230px);width: 326px;}}@media screen and (max-width: 959px) {#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] {top: 51px;left: calc(50% - 320px + 70px);}}@media screen and (max-width: 639px) {#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] {top: 50px;left: calc(50% - 240px + 34px);width: 412px;}#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] { color: #262b2e; }#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] .tn-atom { color: #262b2e; opacity: 1; }}@media screen and (max-width: 479px) {#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] {top: 192px;left: calc(50% - 160px + 20px);width: 278px;}#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] {text-align: center;}#rec509628107 .tn-elem[data-elem-id=\"1654868381341\"] .tn-atom { line-height: 1.5; }} #rec509628107 .tn-elem[data-elem-id=\"1654868723684\"] { z-index: 1; top: 0px;left: calc(50% - 600px + 220px);width: 760px;height:100%;}#rec509628107 .tn-elem[data-elem-id=\"1654868723684\"] .tn-atom {border-radius: 14px; background-color: #f0f3f8; background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec509628107 .tn-elem[data-elem-id=\"1654868723684\"] {top: 0px;left: calc(50% - 480px + 170px);width: 620px;height: 100%;}}@media screen and (max-width: 959px) {#rec509628107 .tn-elem[data-elem-id=\"1654868723684\"] {top: 0px;left: calc(50% - 320px + 11px);}}@media screen and (max-width: 639px) {#rec509628107 .tn-elem[data-elem-id=\"1654868723684\"] {top: 0px;left: calc(50% - 240px + 0px);width: 456px;height: 100%;}}@media screen and (max-width: 479px) {#rec509628107 .tn-elem[data-elem-id=\"1654868723684\"] {top: 0px;left: calc(50% - 160px + 0px);width: 94%;height: 100%;}} #rec509628107 .tn-elem[data-elem-id=\"1654868024049\"] { z-index: 4; top: 66px;left: calc(50% - 600px + 797px);width: 90px;}#rec509628107 .tn-elem[data-elem-id=\"1654868024049\"] .tn-atom { background-position: center center;border-color: transparent ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec509628107 .tn-elem[data-elem-id=\"1654868024049\"] {top: 66px;left: calc(50% - 480px + 625px);width: 87px;}}@media screen and (max-width: 959px) {#rec509628107 .tn-elem[data-elem-id=\"1654868024049\"] {top: 79px;left: calc(50% - 320px + 464px);width: 80px;}}@media screen and (max-width: 639px) {#rec509628107 .tn-elem[data-elem-id=\"1654868024049\"] {top: 54px;left: calc(50% - 240px + 975px);}}@media screen and (max-width: 479px) {#rec509628107 .tn-elem[data-elem-id=\"1654868024049\"] {top: 57px;left: calc(50% - 160px + 120px);}} #rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] { z-index: 3; top: 48px;left: calc(50% - 600px + 779px);width: 124px;height:124px;}#rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] .tn-atom { border-width: 1px; border-radius: 25px; opacity: 0.8; background-position: center center;border-color: #dae2e8 ;border-style: solid ; }@media screen and (max-width: 1199px) {#rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] {top: 49px;left: calc(50% - 480px + 608px);width: 119px;height: 119px;border-radius: 20px;}#rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] .tn-atom {border-radius: 20px;}}@media screen and (max-width: 959px) {#rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] {top: 63px;left: calc(50% - 320px + 448px);width: 110px;height: 110px;border-radius: 15px;}#rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] .tn-atom {border-radius: 15px;}}@media screen and (max-width: 639px) {#rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] {top: 39px;left: calc(50% - 240px + 960px);}}@media screen and (max-width: 479px) {#rec509628107 .tn-elem[data-elem-id=\"1654868110149\"] {top: 42px;left: calc(50% - 160px + 105px);}}<\/style><div class='t396'><div class=\"t396__artboard\" data-artboard-recid=\"509628107\" data-artboard-screens=\"320,480,640,960,1200\" data-artboard-height=\"250\" data-artboard-valign=\"center\" data-artboard-upscale=\"grid\" data-artboard-height-res-320=\"450\" data-artboard-height-res-480=\"270\" data-artboard-height-res-640=\"280\" data-artboard-height-res-960=\"280\" \n><div class=\"t396__carrier\" data-artboard-recid=\"509628107\"><\/div><div class=\"t396__filter\" data-artboard-recid=\"509628107\"><\/div><div class='t396__elem tn-elem tn-elem__5096281071651151832173 t-animate' data-elem-id='1651151832173' data-elem-type='button' data-field-top-value=\"159\" data-field-left-value=\"294\" data-field-height-value=\"44\" data-field-width-value=\"209\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"\" data-animate-style=\"fadeinup\" data-animate-duration=\"2\" data-animate-distance=\"40\" data-animate-mobile=\"y\" data-field-top-res-320-value=\"352\" data-field-left-res-320-value=\"21\" data-field-height-res-320-value=\"45\" data-field-width-res-320-value=\"278\" data-field-axisy-res-320-value=\"top\" data-field-axisx-res-320-value=\"left\" data-field-container-res-320-value=\"grid\" data-field-leftunits-res-320-value=\"px\" data-field-top-res-480-value=\"156\" data-field-left-res-480-value=\"34\" data-field-top-res-640-value=\"189\" data-field-left-res-640-value=\"70\" data-field-top-res-960-value=\"182\" data-field-left-res-960-value=\"230\" \n><a class='tn-atom' href=\"https:\/\/www.yclients.com\/onboarding\/first\/?utm_source=blog&utm_medium=blog&utm_campaign=interview_zhurilo\" >\u041f\u043e\u043f\u0440\u043e\u0431\u043e\u0432\u0430\u0442\u044c YCLIENTS<\/a><\/div><div class='t396__elem tn-elem tn-elem__5096281071654868090058' data-elem-id='1654868090058' data-elem-type='image' data-field-top-value=\"128\" data-field-left-value=\"842\" data-field-width-value=\"105\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-filewidth-value=\"854\" data-field-fileheight-value=\"858\" data-field-top-res-320-value=\"105\" data-field-left-res-320-value=\"164\" data-field-width-res-320-value=\"81\" data-field-top-res-480-value=\"99\" data-field-left-res-480-value=\"1090\" data-field-top-res-640-value=\"131\" data-field-left-res-640-value=\"510\" data-field-top-res-960-value=\"134\" data-field-left-res-960-value=\"665\" data-field-width-res-960-value=\"92\" \n><div class='tn-atom' ><img class='tn-atom__img t-img' data-original='https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6162-6138-4436-b035-313566393630__cursor_dark.png' alt='' imgfield='tn_img_1654868090058' \/><\/div><\/div><div class='t396__elem tn-elem tn-elem__5096281071654868381341' data-elem-id='1654868381341' data-elem-type='text' data-field-top-value=\"48\" data-field-left-value=\"294\" data-field-width-value=\"418\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"192\" data-field-left-res-320-value=\"20\" data-field-width-res-320-value=\"278\" data-field-top-res-480-value=\"50\" data-field-left-res-480-value=\"34\" data-field-width-res-480-value=\"412\" data-field-top-res-640-value=\"51\" data-field-left-res-640-value=\"70\" data-field-top-res-960-value=\"44\" data-field-left-res-960-value=\"230\" data-field-width-res-960-value=\"326\" \n><div class='tn-atom'field='tn_text_1654868381341'><strong>\u041f\u0440\u043e\u0442\u0435\u0441\u0442\u0438\u0440\u0443\u0439\u0442\u0435 YCLIENTS \u2014 \u0438 \u0432\u044b \u0441\u043c\u043e\u0436\u0435\u0442\u0435 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e \u0440\u0430\u0431\u043e\u0442\u0430\u0442\u044c \u0441 \u043a\u043b\u0438\u0435\u043d\u0442\u0441\u043a\u043e\u0439 \u0431\u0430\u0437\u043e\u0439. 7&nbsp;\u0434\u043d\u0435\u0439 \u0440\u0430\u0431\u043e\u0442\u044b \u0432&nbsp;\u0441\u0435\u0440\u0432\u0438\u0441\u0435 \u0431\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u043e!<\/strong><\/div> <\/div><div class='t396__elem tn-elem tn-elem__5096281071654868723684' data-elem-id='1654868723684' data-elem-type='shape' data-field-top-value=\"0\" data-field-left-value=\"220\" data-field-height-value=\"100\" data-field-width-value=\"760\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"%\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"0\" data-field-left-res-320-value=\"0\" data-field-height-res-320-value=\"100\" data-field-width-res-320-value=\"94\" data-field-axisy-res-320-value=\"center\" data-field-axisx-res-320-value=\"center\" data-field-container-res-320-value=\"window\" data-field-widthunits-res-320-value=\"%\" data-field-top-res-480-value=\"0\" data-field-left-res-480-value=\"0\" data-field-height-res-480-value=\"100\" data-field-width-res-480-value=\"456\" data-field-axisx-res-480-value=\"center\" data-field-container-res-480-value=\"window\" data-field-widthunits-res-480-value=\"px\" data-field-top-res-640-value=\"0\" data-field-left-res-640-value=\"11\" data-field-top-res-960-value=\"0\" data-field-left-res-960-value=\"170\" data-field-height-res-960-value=\"100\" data-field-width-res-960-value=\"620\" \n><div class='tn-atom' ><\/div><\/div><div class='t396__elem tn-elem tn-elem__5096281071654868024049' data-elem-id='1654868024049' data-elem-type='image' data-field-top-value=\"66\" data-field-left-value=\"797\" data-field-width-value=\"90\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"\" data-field-widthunits-value=\"px\" data-field-filewidth-value=\"195\" data-field-fileheight-value=\"195\" data-field-top-res-320-value=\"57\" data-field-left-res-320-value=\"120\" data-field-top-res-480-value=\"54\" data-field-left-res-480-value=\"975\" data-field-top-res-640-value=\"79\" data-field-left-res-640-value=\"464\" data-field-width-res-640-value=\"80\" data-field-top-res-960-value=\"66\" data-field-left-res-960-value=\"625\" data-field-width-res-960-value=\"87\" \n><div class='tn-atom' ><img class='tn-atom__img t-img' data-original='https:\/\/www.yclients.com\/journal\/wp-content\/uploads\/tilda\/7699679\/pages\/31506941\/tild6263-3536-4236-b839-363632333135__2.png' alt='' imgfield='tn_img_1654868024049' \/><\/div><\/div><div class='t396__elem tn-elem tn-elem__5096281071654868110149' data-elem-id='1654868110149' data-elem-type='shape' data-field-top-value=\"48\" data-field-left-value=\"779\" data-field-height-value=\"124\" data-field-width-value=\"124\" data-field-axisy-value=\"top\" data-field-axisx-value=\"left\" data-field-container-value=\"grid\" data-field-topunits-value=\"px\" data-field-leftunits-value=\"px\" data-field-heightunits-value=\"px\" data-field-widthunits-value=\"px\" data-field-top-res-320-value=\"42\" data-field-left-res-320-value=\"105\" data-field-top-res-480-value=\"39\" data-field-left-res-480-value=\"960\" data-field-top-res-640-value=\"63\" data-field-left-res-640-value=\"448\" data-field-height-res-640-value=\"110\" data-field-width-res-640-value=\"110\" data-field-top-res-960-value=\"49\" data-field-left-res-960-value=\"608\" data-field-height-res-960-value=\"119\" data-field-width-res-960-value=\"119\" \n><div class='tn-atom' ><\/div><\/div><\/div> <\/div> <script>t_onReady(function () {\nt_onFuncLoad('t396_init', function () {\nt396_init('509628107');\n});\n});<\/script><!-- \/T396 --><\/div><\/div><!--\/allrecords-->","protected":false},"excerpt":{"rendered":"\u0427\u0442\u043e \u0442\u0430\u043a\u043e\u0435 LTV \u0438 \u043a\u0430\u043a \u044d\u0442\u0430 \u043c\u0435\u0442\u0440\u0438\u043a\u0430 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0442 \u0434\u043e\u0445\u043e\u0434\u044b \u0432\u0430\u0448\u0435\u0439 \u0441\u0442\u0443\u0434\u0438\u0438 \u0412 \u0432\u0430\u0448\u0443 \u0441\u0442\u0443\u0434\u0438\u044e \u0445\u043e\u0434\u044f\u0442 \u0434\u0432\u0435 \u0434\u0435\u0432\u0443\u0448\u043a\u0438. \u041e\u0434\u043d\u0430 \u043d\u0430\u0440\u0430\u0449\u0438\u0432\u0430\u0435\u0442 \u0440\u0435\u0441\u043d\u0438\u0446\u044b [&hellip;]","protected":false},"author":1,"featured_media":341,"comment_status":"open","ping_status":"open","sticky":false,"template":"templates\/post-template.php","format":"standard","meta":{"footnotes":""},"categories":[9,10],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/posts\/299"}],"collection":[{"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/comments?post=299"}],"version-history":[{"count":4,"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/posts\/299\/revisions"}],"predecessor-version":[{"id":813,"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/posts\/299\/revisions\/813"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/media\/341"}],"wp:attachment":[{"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/media?parent=299"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/categories?post=299"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yclients.com\/journal\/wp-json\/wp\/v2\/tags?post=299"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}